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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,170 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,170 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Aug 2014
L5: Journeyman
> bubble2 993 Posts
86 Reputation
MBis
12-20-2019 at 06:11 PM.
12-20-2019 at 06:11 PM.
Quote from psubash :
Yes you can combine all the Chase cards unused credit to Slate and have a big BT

Perfect thank you!
Reply
Joined May 2017
L2: Beginner
> bubble2 41 Posts
46 Reputation
Fatima11
12-22-2019 at 01:52 PM.
12-22-2019 at 01:52 PM.
This card used to be good BEFORE they stripped it of almost all of its benefits and starting spamming the heck out of cardholders with annoying offers. No more price protection, extended warranty, or travel benefits. boo.
Reply
Joined Aug 2009
L10: Grand Master
> bubble2 9,290 Posts
1,102 Reputation
woodygg
12-23-2019 at 07:05 AM.
12-23-2019 at 07:05 AM.
Quote from zoshka5 :
I cancelled this card, after they took away all their travel and price protections last month. They also push their new banking service heavily, so you'll get pop-up ads constantly, and a never-ending stream of junk mail pushing their savings account and sending you 'convenience' checks. There's also a minimum redemption for cash back, $25.

I switched to a 1.5% BECU cash back credit card, so I get their decent interest for savings and checking, and the convenience of paying off the card from the same banking app or website, as well as usual credit card protection that Citi eliminated. No spam, no ads, no huge multinational bank that was heavily involved in the subprime mortgage meltdown and received billions in bailout money.
And you lose 25% of your rewards... no thanks.
Reply
Joined Aug 2009
L10: Grand Master
> bubble2 9,290 Posts
1,102 Reputation
woodygg
12-23-2019 at 07:06 AM.
12-23-2019 at 07:06 AM.
Quote from Fatima11 :
This card used to be good BEFORE they stripped it of almost all of its benefits and starting spamming the heck out of cardholders with annoying offers. No more price protection, extended warranty, or travel benefits. boo.
TWO PERCENT. I barely notice any of the annoying spam you mention - just one pop up sometimes on their website. I'll find another card if I need an extended warranty, the bottom line is I use this card for the highest rebate,which is all I really care about.
Reply
Joined Dec 2007
ALBERTSVOICE TECH
> bubble2 2,753 Posts
471 Reputation
tipstir
12-29-2019 at 06:37 AM.
12-29-2019 at 06:37 AM.
I always wanted this card but have another tier CC card with cash back. I will get citi soon this offers runs all year.
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,581 Posts
148 Reputation
agent099
12-29-2019 at 04:40 PM.
12-29-2019 at 04:40 PM.
Quote from cheapassdude :
One thing about this card I didn't realize until a few months later was you will not receive any cash back on any balance paid before you receive the statement. So make sure to always wait until the end of the billing cycle to pay to receive the other 1% for paying.
WOW . Thanks!
Reply
Joined Feb 2008
L6: Expert
> bubble2 1,041 Posts
92 Reputation
milestoempty
12-30-2019 at 05:56 AM.
12-30-2019 at 05:56 AM.
Haven't seen mention of the PenFed Power Cash Rewards card. It's 1.5%, or 2% if you have a checking account with them that you DD to. I put $500 biweekly into my checking and it nets us the 2%.


https://www.penfed.org/credit-car...sh-rewards
Reply

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Joined Sep 2013
L7: Teacher
> bubble2 2,039 Posts
66 Reputation
ranibane0309
01-02-2020 at 04:31 PM.
01-02-2020 at 04:31 PM.
Quote from Suriya-NV :
this 2% cash back card is useful wherever we could see 1% cash back from other cards.
paying utility bills/insurance bills-no credit card offers more then 1%, so these standard 2% cash back cards are useful. I am using PayPal master credit card 2% unlimited everywhere.
There are only a few options when it comes to 2% cashback and Citi Double cash us probably by far the most known one. It has been a while since Citi offered a sign up bonus on this card last time it was $150. I got targeted by Citi for a $100 sign up but passed up on it in hopes of the $150 bonus but now I am regretting it. You mention another option for 2% flat cashback- the Paypal master card which is good to know. Is there any sign up bonus on this card?
Reply
Joined Aug 2014
Fly Observer
> bubble2 895 Posts
956 Reputation
Banana_Fly
01-02-2020 at 07:40 PM.
01-02-2020 at 07:40 PM.
Quote from ranibane0309 :
There are only a few options when it comes to 2% cashback and Citi Double cash us probably by far the most known one. It has been a while since Citi offered a sign up bonus on this card last time it was $150. I got targeted by Citi for a $100 sign up but passed up on it in hopes of the $150 bonus but now I am regretting it. You mention another option for 2% flat cashback- the Paypal master card which is good to know. Is there any sign up bonus on this card?
That one is from Synchrony bank, and it ruins PayPal 2% card. Low limit bottom feeder bank with bunch of complains.
Reply
Joined Feb 2011
L3: Novice
> bubble2 236 Posts
56 Reputation
TimTX1
01-03-2020 at 04:54 PM.
01-03-2020 at 04:54 PM.
Just keep in mind that they removed some of the benefits as of November of last year, so no more return protection, travel insurance, rental protection, etc.
Reply
Joined Jun 2012
L3: Novice
> bubble2 169 Posts
42 Reputation
Deal-Meister
01-05-2020 at 02:44 PM.
01-05-2020 at 02:44 PM.
I just did a product change from this card to the Rewards plus card after cashing out my last rewards balance. With that card, I can use it for small purchases and the round up feature. The higher percentage I get with my status on my Bank of America cards meant I hardly used this one and it took too long to get to the $25 required to cash out.
Reply
Last edited by Deal-Meister January 5, 2020 at 02:47 PM.
Joined Aug 2006
L9: Master
> bubble2 4,387 Posts
942 Reputation
runner0382
01-05-2020 at 02:57 PM.
01-05-2020 at 02:57 PM.
Quote from passinos :
2% CB on everything all the time. Easy Card.
$1800+ made so far in 3 years

You're not making anything. You are just spending less. I have this card and for flat 2% no fee with simplicity, even with the death or Price Rewind and other benefits, it's still good.
Reply
Joined Apr 2006
World dominator and rebel
> bubble2 41,480 Posts
4,437 Reputation
SDRebel
01-05-2020 at 03:05 PM.
01-05-2020 at 03:05 PM.
Quote from runner0382 :
You're not making anything. You are just spending less. I have this card and for flat 2% no fee with simplicity, even with the death or Price Rewind and other benefits, it's still good.
This card doesn't have fee either
Reply
Joined Dec 2007
L3: Novice
> bubble2 178 Posts
31 Reputation
cacti
01-05-2020 at 04:10 PM.
01-05-2020 at 04:10 PM.
Quote from Farmeroak :
Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."

This always makes me laugh. They could also call it a "fee of either $5 or 3% if you transfer more than $160." but that would be way less misleading.
Reply

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Joined Mar 2007
Tonight we dine in hell
> bubble2 5,453 Posts
1,737 Reputation
Leonidas
01-07-2020 at 02:05 PM.
01-07-2020 at 02:05 PM.
3% balance transfer fee, not mentioned in OP. Crappy deal. SD wants to make than sweet referral bonus by misguiding you. Thumbs down.
Reply
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