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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
991,482 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
991,482 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Nov 2017
L2: Beginner
> bubble2 47 Posts
10 Reputation
Mattstout
01-20-2020 at 07:53 PM.
01-20-2020 at 07:53 PM.
Quote from MohammadI9825 View quoted comment :
anyone know of any card besides the slate that offers 0 fee on balance transfers and 0% apr?
Also looking for something similar. Doesn't need Rewards perks, just a lengthy Intro and Transfer APR. From what I've found (not everything but some):

Citi Simplicity - 5% Transfer Fee, 0% for 21 Months Transfer, 0% Intro Purchase for 12 Months
Bank Of America 3% Transfer Fee, 0% for 18 Months Transfer, 0% Intro Purchase for 18 Months
Capital One Quicksilver $150 Bonus after $500 spent in 3 months, 3% Transfer Fee, 0% for 15 Months Transfer, 0% Intro Purchase for 15 Months
Reply
Joined Nov 2018
SD since 2013
> bubble2 18 Posts
10 Reputation
MohMilli
01-21-2020 at 12:42 AM.
01-21-2020 at 12:42 AM.
Quote from Sakuraba View quoted comment :
Also looking for something similar. Doesn't need Rewards perks, just a lengthy Intro and Transfer APR. From what I've found (not everything but some):

Citi Simplicity - 5% Transfer Fee, 0% for 21 Months Transfer, 0% Intro Purchase for 12 Months
Bank Of America 3% Transfer Fee, 0% for 18 Months Transfer, 0% Intro Purchase for 18 Months
Capital One Quicksilver $150 Bonus after $500 spent in 3 months, 3% Transfer Fee, 0% for 15 Months Transfer, 0% Intro Purchase for 15 Months
those transfer fee are taxing :/
Reply
Joined Feb 2005
L4: Apprentice
> bubble2 323 Posts
201 Reputation
xcalbr107
01-21-2020 at 04:41 PM.
01-21-2020 at 04:41 PM.
Delete
Reply
Last edited by xcalbr107 January 28, 2020 at 05:09 AM.
Joined May 2015
L1: Learner
> bubble2 110 Posts
22 Reputation
Deals4Cheapos
01-23-2020 at 10:26 PM.
01-23-2020 at 10:26 PM.
Considering the 3% transfer fee. It isnt really 0% interest.
Reply
Joined Feb 2008
L7: Teacher
> bubble2 2,084 Posts
734 Reputation
coolkatz321
01-24-2020 at 07:20 AM.
01-24-2020 at 07:20 AM.
People who carry credit card debt are not smart.

Good card. Alliant Credit Union one is excellent, too.
Reply
Joined Dec 2008
L3: Novice
> bubble2 255 Posts
38 Reputation
asterix007
01-24-2020 at 02:15 PM.
01-24-2020 at 02:15 PM.
Quote from FREEALTA View quoted comment :
This was my daily card until they removed all the extra card benefits. I've switched to my Fidelity rewards credit card. 2% cash back deposited to your fidelity account(I opened their free account just to get the cashback). It's a Visa Signature card so it has all the Visa Signature benefits like Purchase Protection, Extended Warranty, rental insurance(secondary), travel insurance, etc.
I kept the Citi Double card only for to generate Virtual Account numbers when I need them.
I'm in exactly the same situation. I guess fellow SD'ers think alike.

It is sad how Citi has cut down pretty much all benefits (with the exception of 2% bonus) from this credit card.
Reply
Joined Jan 2015
peeing outdoors
> bubble2 2,258 Posts
1,011 Reputation
Pro
khronos
01-24-2020 at 02:46 PM.
01-24-2020 at 02:46 PM.
Quote from xcalbr107 View quoted comment :
I highly highly discourage anyone from getting this card.

Is that you? If so I highly discourage anyone from lending you money 🙃
Reply

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Joined Aug 2006
L2: Beginner
> bubble2 243 Posts
108 Reputation
pink123
01-25-2020 at 05:12 AM.
01-25-2020 at 05:12 AM.
Quote from NoPlanB View quoted comment :
Alliant Credit Union out of Chicago? Which card? They offer3 different.
Yes - Alliant Credit Union. I think it's actually one of Chicago's suburbs.
Reply
Joined Aug 2006
L2: Beginner
> bubble2 243 Posts
108 Reputation
pink123
01-25-2020 at 05:16 AM.
01-25-2020 at 05:16 AM.
Quote from asterix007 View quoted comment :
I'm in exactly the same situation. I guess fellow SD'ers think alike.

It is sad how Citi has cut down pretty much all benefits (with the exception of 2% bonus) from this credit card.
HAHA - Exactly ! - Price protection was huge for me. I used the protection twice (total savings of ~$60) over 5 years but gave me a lot of peace of mind with any purchase.
Reply
Joined Aug 2006
L2: Beginner
> bubble2 243 Posts
108 Reputation
pink123
01-25-2020 at 05:18 AM.
01-25-2020 at 05:18 AM.
Quote from FREEALTA View quoted comment :
This was my daily card until they removed all the extra card benefits. I've switched to my Fidelity rewards credit card. 2% cash back deposited to your fidelity account(I opened their free account just to get the cashback). It's a Visa Signature card so it has all the Visa Signature benefits like Purchase Protection, Extended Warranty, rental insurance(secondary), travel insurance, etc.
I kept the Citi Double card only for to generate Virtual Account numbers when I need them.
Didn't Citi end up killing Virtual Account?
Reply
Joined Jan 2006
L7: Teacher
> bubble2 2,131 Posts
473 Reputation
FREEALTA
01-26-2020 at 05:40 AM.
01-26-2020 at 05:40 AM.
Quote from pink123 View quoted comment :
Didn't Citi end up killing Virtual Account?
It's still there, I used it last week.
Reply
Joined Feb 2013
L3: Novice
> bubble2 137 Posts
22 Reputation
droopie
02-12-2020 at 07:25 PM.
02-12-2020 at 07:25 PM.
what type of credit to get approved?
Reply
Joined Nov 2008
L5: Journeyman
> bubble2 617 Posts
pej7445
02-13-2020 at 01:16 PM.
02-13-2020 at 01:16 PM.
Quote from Knightshade View quoted comment :
Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
That's solid. I hope it's around in May/June. I've got another 0% ending at that time.
Reply
Joined Oct 2009
L6: Expert
> bubble2 1,530 Posts
367 Reputation
SlickAnon
02-14-2020 at 10:52 AM.
02-14-2020 at 10:52 AM.
Isn't the PayPal Cashback card basically a better version of this? 2% flat and has advantages the Citi doesn't, namely, no minimum to redeem for cash and no foreign transaction fees...
Reply

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Joined Mar 2005
L5: Journeyman
> bubble2 612 Posts
58 Reputation
Savage_Terran
02-15-2020 at 05:53 PM.
02-15-2020 at 05:53 PM.
WOW wtf.. I usually get limits of 20-35k .. these fools give me 3k what a waste of a credit hit... WTF????
Reply
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