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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,170 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,170 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Nov 2008
L6: Expert
> bubble2 1,080 Posts
204 Reputation
skibum2
03-09-2020 at 05:50 PM.
03-09-2020 at 05:50 PM.
Quote from mrdjman :
These are never 0%....there's always a transfer fee...
0%:

https://creditcards.chase.com/bal...ards/slate
Reply
Joined Sep 2011
L9: Master
> bubble2 4,469 Posts
553 Reputation
willnpc
03-14-2020 at 11:50 AM.
03-14-2020 at 11:50 AM.
Citi sent me something for 0% til Dec....18 months would be much better, hope its still available
Reply
Joined Dec 2008
L3: Novice
> bubble2 251 Posts
38 Reputation
asterix007
03-18-2020 at 03:34 PM.
03-18-2020 at 03:34 PM.
Quote from MICHAELP2213 :
agreed. this card is king. we charge everything on it that we possibly can. any monthly variable costs are easy to view with using just one card. we could save more if we used multiple cards but the hassle isn't worth it.
We used to love this card as well.

Be careful, Citi has changed the terms of this card since last Sep. So you do not have any kind of Warranty, Purchase Protection, not even basic Travel benefits of any kind at all. So as an example, reserving a trip with most cards provides you with some basic benefits and protections, you get none with this card.

2% cash back is great and redeeming is easy as well.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
4,338 Reputation
Knightshade
03-18-2020 at 07:24 PM.
03-18-2020 at 07:24 PM.
Quote from asterix007 :
We used to love this card as well.

Be careful, Citi has changed the terms of this card since last Sep. So you do not have any kind of Warranty, Purchase Protection, not even basic Travel benefits of any kind at all. So as an example, reserving a trip with most cards provides you with some basic benefits and protections, you get none with this card.

2% cash back is great and redeeming is easy as well.

Most cards, from most banks, removed most of those benefits in the last year- Citi included.

That said- this was never anything but a terrible card to use for travel spend.

This has only ever been a good card for non-category purchases for people who don't travel much (arguably the best such card, unless you spend a LOT in non category- then alliant is better)
Reply
Joined Aug 2014
L5: Journeyman
> bubble2 993 Posts
86 Reputation
MBis
03-27-2020 at 08:20 AM.
03-27-2020 at 08:20 AM.
Quote from Knightshade :
Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.

Or you can add the available credit line to another Chase card such as the Freedom ie if your original freedom had 10K and your Slate had 5K you can move the credit line back and forth.
Reply
Joined Sep 2007
L2: Beginner
> bubble2 35 Posts
10 Reputation
KHOJA1
03-28-2020 at 11:34 PM.
03-28-2020 at 11:34 PM.
Terrible card. First ever application with citi and got approved for $3k credit like. All my other cards are approved for $40k+. No point of using balance transfer as a perk when credit limit is sooo low
Reply
Joined Nov 2008
L3: Novice
> bubble2 278 Posts
52 Reputation
bsm2
03-29-2020 at 04:58 PM.
03-29-2020 at 04:58 PM.
Zero card benefits I cancel mine
Reply

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Joined Nov 2011
L6: Expert
> bubble2 1,260 Posts
290 Reputation
Dreamliner330
04-03-2020 at 11:51 AM.
04-03-2020 at 11:51 AM.
I had a promo email offering a $50 sign-up bonus with $500 spent in 3 months. The email link isn't working and phone support is beyond worthless. I called the new card line, they couldn't help and transferred me to card support but they couldn't help because I didn't have a card and they sent me to retail support which couldn't help because they don't do signups and directed me back to the new card line.

I'm starting to think Citi isn't worth the extra .5%.
Reply
Joined Dec 2011
L2: Beginner
> bubble2 95 Posts
11 Reputation
xrbr123
04-06-2020 at 12:32 PM.
04-06-2020 at 12:32 PM.
Hi,

Can anyone tell us, how our credit history gets affected? if we cancel an approved credit card? By Mistake, I have applied for the card and got it approved. Dont need it anymore.

Thanks
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,224 Posts
727 Reputation
bru_that
04-08-2020 at 09:30 AM.
04-08-2020 at 09:30 AM.
Quote from xrbr123 :
Hi,

Can anyone tell us, how our credit history gets affected? if we cancel an approved credit card? By Mistake, I have applied for the card and got it approved. Dont need it anymore.

Thanks
It counts the same as if you cancel a card that you have had for years.
Reply
Joined Mar 2009
L3: Novice
> bubble2 242 Posts
89 Reputation
proud2beviet
04-10-2020 at 11:37 AM.
04-10-2020 at 11:37 AM.
Chase Slate offer 0% fee on balance transfers
Reply
Joined Mar 2008
L10: Grand Master
> bubble2 7,109 Posts
1,292 Reputation
ready2rumble
04-15-2020 at 01:46 PM.
04-15-2020 at 01:46 PM.
Quote from freephoneid :
Is this 2% on unlimited purchase amount??? Are there any other cards that offers 2% cash back?
The Fidelity Visa does that if you redeem the cash back to a Fidelity account (Roth IRA, brokerage, etc).
Reply
Joined Oct 2010
Live Free or Move
> bubble2 29,860 Posts
7,238 Reputation
Medic311
04-17-2020 at 09:28 AM.
04-17-2020 at 09:28 AM.
0% on balance transfers but not purchases?
gtfo

there are plenty of cards out there now that gives you 0% for balance transfers and purchases
Reply
Joined Jul 2007
L3: Novice
> bubble2 233 Posts
10 Reputation
bluesi00
04-17-2020 at 09:31 AM.
04-17-2020 at 09:31 AM.
Quote from proud2beviet :
Chase Slate offer 0% fee on balance transfers

I tried looking for this card but it seems to be discontinued?
Reply

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Joined Jun 2017
L4: Apprentice
> bubble2 303 Posts
211 Reputation
MKevinD
04-17-2020 at 09:38 AM.
04-17-2020 at 09:38 AM.
Almost all 0 APR cards offers this. What is so special to be in front page deal? I am curious
Reply
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