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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,530 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,530 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Sep 2014
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> bubble2 575 Posts
102 Reputation
RS1985
04-17-2020 at 04:26 PM.
04-17-2020 at 04:26 PM.
Quote from Knightshade :
Meh.

Amex gives 2x MR points on their nicer blue business card.... and chase gives 1.5x more valuable UR points on both freedom unlimited and ink unlimited... and both have more/better transfer partners,

The best other use for Citi points used to be having both Prestige and Premier and stacking the 25% Premier hotel redemption bonus with 4th night free..... but that 25% bonus is going away- replaced with a $100 credit that DOES NOT stack with 4th night free.
True, except many can't (or don't want to) get a business card. The transfer partners may depend on where you want to go. For example, it's only 7,500 miles to fly one way from anywhere in the US to Hawaii with Turkish airlines miles. That's one of the most valuable redemptions in the entire airlines industry.
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Joined Oct 2010
L3: Novice
> bubble2 169 Posts
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bearcat81
04-17-2020 at 06:21 PM.
04-17-2020 at 06:21 PM.
Quote from RS1985 :
For example, it's only 7,500 miles to fly one way from anywhere in the US to Hawaii with Turkish airlines miles. That's one of the most valuable redemptions in the entire airlines industry.
Did not know this, I was using BA avios for short haul redemptions on american airlines because they are cheap. Repped!
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Joined Sep 2014
L4
> bubble2 575 Posts
102 Reputation
RS1985
04-17-2020 at 06:30 PM.
04-17-2020 at 06:30 PM.
Quote from bearcat81 :
Did not know this, I was using BA avios for short haul redemptions on american airlines because they are cheap. Repped!
Still a good value. I use avios for short haul flights on american also. Turkish has some quirks that make it a little more difficult than other redemptions, but you obviously understand the points redemption secret with airlines. Smart man.
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Joined Apr 2014
L2: Beginner
> bubble2 36 Posts
14 Reputation
JeremyW3851
04-17-2020 at 07:11 PM.
04-17-2020 at 07:11 PM.
Quote from FabulousOstrich1300 :
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

I love this card, just make sure you don't apply the cash back to the balance as you won't get the 1% cash back for that credit.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
4,338 Reputation
Knightshade
04-17-2020 at 07:16 PM.
04-17-2020 at 07:16 PM.
Quote from RS1985 :
True, except many can't (or don't want to) get a business card
I don't know anyone who "can't" get them.

And no idea why someone wouldn't "want" to.

Ever sell something on Ebay? Bam you have a business.



Quote from RS1985 :
. The transfer partners may depend on where you want to go. For example, it's only 7,500 miles to fly one way from anywhere in the US to Hawaii with Turkish airlines miles. That's one of the most valuable redemptions in the entire airlines industry.

I'd argue doing it in business for 12.5k on Turkish air is an even better deal FWIW Smilie

But in general chase and amex points have a lot more high-value transfer options to more places
Reply
Joined Sep 2014
L4
> bubble2 575 Posts
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RS1985
04-17-2020 at 07:30 PM.
04-17-2020 at 07:30 PM.
Quote from Knightshade :
I don't know anyone who "can't" get them.

And no idea why someone wouldn't "want" to.

Ever sell something on Ebay? Bam you have a business.






I'd argue doing it in business for 12.5k on Turkish air is an even better deal FWIW

But in general chase and amex points have a lot more high-value transfer options to more places
The eBay justification is what many do, however I have heard of credit card companies investigating further with some business accounts. I'm sure you're aware of an AMEX financial review, and they don't cut a whole lot of slack when investigating. Lots of people don't wanna toe the line of getting a business card when they don't have a legit business. Selling something on eBay works, but we all know that's not what the card is intended for. lol

And business class is definitely the way to go...if you can find award space.
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Joined May 2014
L2: Beginner
> bubble2 29 Posts
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BuscaOfertas
04-18-2020 at 02:35 AM.
04-18-2020 at 02:35 AM.
Quote from Bargainfinder :
Chase is far more conservative with their credit lines than Citi. You may get no fee with the Slate, but they might only give you a credit line on $5,000.
Nice thing about Chase cards is that you can transfer majority of card limit/availability from one to another chase card when you go to close them.
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Joined Aug 2008
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> bubble2 3,133 Posts
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celeritini
04-20-2020 at 05:37 PM.
04-20-2020 at 05:37 PM.
how..... is this a "good" deal? Chase has slate with 0% APR on Purchase + Balance Transfer, PLUS 0% BT fee for years.

DoubleCash should just be an option for Citi downgrades. Not worth a new pull for just 18-mo 0% APR on purchase.
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Joined Aug 2008
L8: Grand Teacher
> bubble2 3,133 Posts
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celeritini
04-20-2020 at 05:39 PM.
04-20-2020 at 05:39 PM.
Quote from Bargainfinder :
Chase is far more conservative with their credit lines than Citi. You may get no fee with the Slate, but they might only give you a credit line on $5,000.
Right, but at the first suspicion of "fraud", Citi shuts you down without a hitch.
Reply
Joined Oct 2017
L3: Novice
> bubble2 117 Posts
30 Reputation
drmorb
04-20-2020 at 05:47 PM.
04-20-2020 at 05:47 PM.
Quote from bradyohio :
WOW! I had no idea but always wondered. Thank you for posting this... I routinely pay off my balances before statements.
Me too and this is the second time I've seen info on that early pay, best to setup autopay.
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Joined Dec 2019
L2: Beginner
> bubble2 69 Posts
14 Reputation
SearchingDeals2
04-20-2020 at 06:59 PM.
04-20-2020 at 06:59 PM.
Quote from celeritini :
how..... is this a "good" deal? Chase has slate with 0% APR on Purchase + Balance Transfer, PLUS 0% BT fee for years.

DoubleCash should just be an option for Citi downgrades. Not worth a new pull for just 18-mo 0% APR on purchase.
I pay my bill each month. Rate is no consideration
Reply
Joined Dec 2019
L2: Beginner
> bubble2 69 Posts
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SearchingDeals2
04-20-2020 at 07:02 PM.
04-20-2020 at 07:02 PM.
Quote from muckymucks :
Every credit card should be 0% interest at least to you. The moment you pay interest you're losing.
Exactly! And losing Bigly
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
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Knightshade
04-20-2020 at 07:16 PM.
04-20-2020 at 07:16 PM.
Quote from celeritini :
how..... is this a "good" deal? Chase has slate with 0% APR on Purchase + Balance Transfer, PLUS 0% BT fee for years.
Had.

It's no longer (at least as of this post) offered for new applicants... rumors of it going away had been around for a while and it appears to have happened.


https://www.doctorofcredit.com/ch...m-website/
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Joined Jun 2010
L5: Journeyman
> bubble2 837 Posts
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ElvisIsNOTAlive
04-20-2020 at 11:30 PM.
04-20-2020 at 11:30 PM.
Can anybody having the Citi Double Cash Card confirm that you can still generate Virtual Account Numbers?
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Joined Dec 2014
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> bubble2 26 Posts
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MamaMia64
04-21-2020 at 12:04 AM.
04-21-2020 at 12:04 AM.
Quote from ElvisIsNOTAlive :
Can anybody having the Citi Double Cash Card confirm that you can still generate Virtual Account Numbers?
Yes you still can, but you can only do it online via desktop browser. It wont work on the phone and the phone app doesnt have that feature.
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