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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+195 Deal Score
941,608 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

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Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

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Slickdeals may be compensated by Citi.
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Created 11-05-2019 at 11:31 AM by Jess96 | Staff
in Credit Cards (2) See More Citi Offers
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Deal
Score +195
941,608 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
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EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
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After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.
·

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Joined Nov 2005
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CorNut
03-04-2021 at 01:25 PM.
03-04-2021 at 01:25 PM.
I have both IHG mastercards and AMEX blue cash preferred as my paid cards. The free hotel nights cover IHG's fee and 6% cb on groceries and streaming services cover the AMEX fee. My everyday cards are discover IT for the rotating 5%, Capital One Savor for restaurants and Citi DC for everything else. I do have a few others but those are my primary/main ones. Though, I never use the IHG cards, I only have those for the perks.
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Joined Jun 2006
Wow Amazing Slick Deal
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mcali786
03-05-2021 at 06:51 PM.
03-05-2021 at 06:51 PM.
Quote from coolmann :
Yep, same. Barclay, Slate and currently at the end of a BoA promo, that's why I'm looking for a new one. I found out that Slate is still available at the branch, I had to schedule an appointment with someone to get it done.
May I ask what is the slate offer at the branch?

Also what other cards do you know of that are offering 10-18 months 0% BT/Cash advance?
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Joined Jun 2006
Wow Amazing Slick Deal
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mcali786
03-05-2021 at 06:55 PM.
03-05-2021 at 06:55 PM.
Quote from Galen_Erso :
Was just looking for a card that I can make a major purchase on (or xfer the balance to) that had longest 0% APR, best cashback (good to have), and other perks

This citi card is on my short list

Discover it (3% fee on xfers, 0% apr for 14 months xfers and purchases, dollar for dollar annual rewards match, good rewards program)

US BANK visa platinum has 20 months 0% APR

Citi diamond preferred 18 months 0% apr on purchases and xfers
Thanks Galen, appreciate your write-up, gave you reps. I was looking for these longer 0% apr, it looks like everyone is charging min 3% BT fee that's how they can atleast make money.

BTW - Citi card sent my folks an offer, flexi loan where it's use your full credit limit and take a loan out at 6.95% up to 60 months (not bad if you have something high interest card)
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Joined Aug 2009
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coolmann
03-06-2021 at 01:17 PM.
03-06-2021 at 01:17 PM.
Quote from mcali786 :
May I ask what is the slate offer at the branch?

Also what other cards do you know of that are offering 10-18 months 0% BT/Cash advance?
15 months no interest on balance transfers and no balance transfer fee
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Joined Jan 2015
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damasterjj
03-09-2021 at 07:03 PM.
03-09-2021 at 07:03 PM.
Quote from coolmann :
15 months no interest on balance transfers and no balance transfer fee
Chase slate gives low credit limit like only around 5K, I help a friend get out of debt with Slate & Citi double.
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Joined Nov 2009
L7: Teacher
> bubble2 2,777 Posts
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cobra11murderer
03-10-2021 at 04:57 AM.
03-10-2021 at 04:57 AM.
Man citi hasn't allowed a credit increase on ours.. yet I was able to get a discover last night 🤷 ♂️
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Joined Jul 2010
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mitchflorida
03-10-2021 at 05:55 AM.
03-10-2021 at 05:55 AM.
Citi is now allowing people to deposit the Balance Transfer directly into their checking account. At least on my two accounts.
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Joined Nov 2007
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hollowpockets
03-10-2021 at 03:34 PM.
03-10-2021 at 03:34 PM.
Quote from mcali786 :
Thanks Galen, appreciate your write-up, gave you reps. I was looking for these longer 0% apr, it looks like everyone is charging min 3% BT fee that's how they can atleast make money.

BTW - Citi card sent my folks an offer, flexi loan where it's use your full credit limit and take a loan out at 6.95% up to 60 months (not bad if you have something high interest card)

Except them you tend to reload the card again with debt. Slippery slope for sure.
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Joined Apr 2015
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lordmats0o
03-12-2021 at 04:30 PM.
03-12-2021 at 04:30 PM.
i don't get it, where the slickdeal in this? isn't this their standard benefits?
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Joined Feb 2014
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JagadeeshB
03-12-2021 at 04:33 PM.
03-12-2021 at 04:33 PM.
Can I use it for direct deposit to my check in account?
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Joined Nov 2018
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DaveS3489
03-12-2021 at 08:36 PM.
03-12-2021 at 08:36 PM.
Quote from Bargainfinder :
Chase is far more conservative with their credit lines than Citi. You may get no fee with the Slate, but they might only give you a credit line on $5,000.

Yeah normally I get $20000 credit lines on new cards but Chase slate only gave me 5000 and this was 5 years ago so after my promo ended I transferred to Navy fed 0 for 12 mos and the slate just sits ther bugging me but I'm afraid to close it and decline my credit score haha you got it right though the Slate is a worthless card haven't made me a similar bal transfer offer in 5 yrs now they want 5%
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Joined Nov 2018
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DaveS3489
03-12-2021 at 08:42 PM.
03-12-2021 at 08:42 PM.
I also read that JP Morgan is closing all its Chase products
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fiveohfour
03-13-2021 at 07:50 PM.
03-13-2021 at 07:50 PM.
Quote from Farmeroak :
Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."

Are there any without a fee and with 0%?
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Joined Dec 2012
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fiveohfour
03-13-2021 at 07:53 PM.
03-13-2021 at 07:53 PM.
Quote from mitchflorida :
Citi is now allowing people to deposit the Balance Transfer directly into their checking account. At least on my two accounts.

I think capital one allows car loans to be paid like that, almost like a reimbursement, anyone know?
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Joined Jul 2010
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mitchflorida
03-15-2021 at 06:22 AM.
03-15-2021 at 06:22 AM.
Quote from fiveohfour :
Are there any without a fee and with 0%?
There are a few Credit Unions that will give you zero interest and no fees but for only 6 months. I need $15000 CL and I doubt they would give me that. Not worth applying for me.

BofA is now allowing people to deposit the loan amount directly into their checking account.
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Last edited by mitchflorida March 15, 2021 at 08:51 AM.
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