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Advertiser Disclosure
Citi® Double Cash Card: Balance Transfers Expired
0% Intro APR
for 18 Months
Update: This credit card offer is available again.
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.
Thanks to Slickdeals Staff Member Jess96 for posting this deal.
Card Details:
Slickdeals may be compensated by Citi.
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.
Thanks to Slickdeals Staff Member Jess96 for posting this deal.
Card Details:
Slickdeals may be compensated by Citi.
Original Post
Written by
Edited August 11, 2022
at 08:03 AM
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
Card Features:
Slickdeals may be compensated by Citi.
Card Features:
Slickdeals may be compensated by Citi.
Created 11-05-2019
at 11:31 AM
by Jess96
in
Credit Cards
(2)
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"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.
(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)
Chase Slate is only 15 months but 0% balance transfer fee.
The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
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I don't really trade- I invest but 20 years ago I did a little more short term trades
You can't transfer balances already at Chase.
The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
I guess slate is no longer available online to apply. Is there any way we can apply for the card now?
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Now, obviously, if you're so liquid you don't have a need for float your debt for a year or two, good for you. But saying crap like "I need to see a 60 month offer at a locked 2% rate" is asinine. There's not a single lending institution in this country that would offer a balance transfer loan for 60 months @ 0.4% APR rate (locked 2% for 60 months = 0.4% per year*).
It's really quite simple math people. And beyond that, it's common sense. Understand your audience, we're having a discussion on a bargain-finding website after-all. Geez.
Thank you for posting this! I'm reading through these comments wondering why so many abhor a one time balance transfer of 3% of the amount with no interest charges each month thereafter for 15-18 months. Example: transfer 10k and pay $300 transfer fee upfront. Assuming an 18% apr interest rate is currently attached to the 10k and you didn't transfer, you're paying $150 a month in interest; assuming that balance remains constant and you only pay off the monthly interest charge as to not compound your future interest cost) 15 months of interest charges would sum to $2,250, but you'd end up saving $1,950 after 15 months if you transferred the 10k. You could double up and invest that interest money that would have been spent each month in your investment portfolio (ira, 401k, bonds/stocks, index funds, gold, crypto etc...) depending on your risk tolerance. You'll pay taxes on the money you made off the investments but a talented tax person would be able to mitigate most of that and you'd make all of that $300 balance transfer fee back and more if you invest wisely. Correct me if I'm wrong, I'd love to here about some other financial strategies.
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