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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+195 Deal Score
941,783 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96 | Staff
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Deal
Score
+195
941,783 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Dec 2019
L2: Beginner
> bubble2 42 Posts
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Delita007
03-04-2022 at 06:01 PM.
03-04-2022 at 06:01 PM.
Quote from woodygg :
lol at a td.

For the record, that wasn't me lol.
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Joined Dec 2004
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> bubble2 11,643 Posts
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kensteele
03-04-2022 at 06:27 PM.
03-04-2022 at 06:27 PM.
Quote from Delita007 :
Who carries a balance?
i always always carry a balance when the bank allows it at the zero percent rate.

i absolutely will never pay the full balance as long as no interest is being charged. i understand this doesn't work for everyone because of trust issues but it's easy for me because i am pretty used to automatic payments plus managing the early payment at the end to avoid any tricks.

even if i have the money, i'll use it for something else but on the flip side, there's no way i'll carry a balance, not for $1, not for 1%. i think the days of 0% transfer frees are long gone so i get it but in the old days, when a big bill came due and you could simply transfer it to another card for 24 months and put all the money on aapl, that's exactly what i did.

thanks sd.
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Joined Dec 2019
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Delita007
03-04-2022 at 06:36 PM.
03-04-2022 at 06:36 PM.
Quote from kensteele :
i always always carry a balance when the bank allows it at the zero percent rate.

i absolutely will never pay the full balance as long as no interest is being charged. i understand this doesn't work for everyone because of trust issues but it's easy for me because i am pretty used to automatic payments plus managing the early payment at the end to avoid any tricks.

even if i have the money, i'll use it for something else but on the flip side, there's no way i'll carry a balance, not for $1, not for 1%. i think the days of 0% transfer frees are long gone so i get it but in the old days, when a big bill came due and you could simply transfer it to another card for 24 months and put all the money on aapl, that's exactly what i did.

thanks sd.

Thanks for the insight. I never considered that strategy of transferring to a card at 0% for 24 months. I just set auto payments for every monthly balance to ease my mind and collect the cash back.
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> bubble2 9,214 Posts
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woodygg
03-05-2022 at 11:34 AM.
03-05-2022 at 11:34 AM.
Quote from Delita007 :
For the record, that wasn't me lol.
I figured it wasn't.
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L5: Journeyman
> bubble2 1,342 Posts
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britdude
03-12-2022 at 01:12 AM.
03-12-2022 at 01:12 AM.
Quote from ElKarl :
Citi forced their employees to choose between their job and a vaccine that has barely been out a year, that doesn't stop you from getting covid, that doesn't stop you from passing covid, that doesn't stop you from getting sick from covid, and doesn't stop you from dying from covid, and that has side effects like blood clots and an enlarged heart causing amputations and death.

Those who mandated it are evil evil people.
More business if your are in the medical field
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ragacore
03-18-2022 at 12:23 AM.
03-18-2022 at 12:23 AM.
If it does not have 0 transfer fee is not a good deal. There are plenty of cards with introductory 0%apr. Is the transfer fee what you look for
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Joined Nov 2017
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> bubble2 309 Posts
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460X
03-20-2022 at 06:38 PM.
03-20-2022 at 06:38 PM.
I have their card for a few years and love it, and we're receiving email notices of this upcoming change where it's now Thank You points. This is great, as those who have Citi accounts can also earn thank you points for every day banking activity. In the past points to cash wasn't 1:1 but now it is. In fact, it would be foolish to redeem points for a gift card since it's not at the same conversion.

https://online.citi.com/US/JRS/po...ouble-cash
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Last edited by 460X March 20, 2022 at 07:25 PM.

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Joined Sep 2005
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augustwest
03-23-2022 at 06:58 AM.
03-23-2022 at 06:58 AM.
We have had this card for a number of years. While the 2% CB is nice, it probably gets hacked with fraudulent charges 2-3 times a year. So, after having to change all the automatic bill pays with new cards every time we switched to WF 2% CB.
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> bubble2 1,777 Posts
helicopter2
03-24-2022 at 05:22 AM.
03-24-2022 at 05:22 AM.
Just a warning from a Citi customer... You will receive unsolicited mail from Citi multiple times a week asking you to sign up for a savings account or one of their other products. I have called over 6 times and each time they promise I'm taken off the list. It's an obvious lie that makes me distrust Citis entire reputation, so tread lightly
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woodygg
03-24-2022 at 03:13 PM.
03-24-2022 at 03:13 PM.
Quote from deeeds :
Just a warning from a Citi customer... You will receive unsolicited mail from Citi multiple times a week asking you to sign up for a savings account or one of their other products. I have called over 6 times and each time they promise I'm taken off the list. It's an obvious lie that makes me distrust Citis entire reputation, so tread lightly
Change your preferences online. I don't receive any of those things.
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Joined Dec 2007
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> bubble2 1,718 Posts
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mnagali
03-30-2022 at 08:14 AM.
03-30-2022 at 08:14 AM.
Quote from augustwest :
We have had this card for a number of years. While the 2% CB is nice, it probably gets hacked with fraudulent charges 2-3 times a year. So, after having to change all the automatic bill pays with new cards every time we switched to WF 2% CB.

2-3 fraudulent charges a year? Sounds like user error.
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> bubble2 1,900 Posts
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BossNog
03-30-2022 at 10:30 PM.
03-30-2022 at 10:30 PM.
Quote from woodygg :
Change your preferences online. I don't receive any of those things.
Do you mind sharing where we can find the setting to change the promo-mail preferences? I've looked everywhere and couldn't find anything.
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Helping you save $ too
> bubble2 10,168 Posts
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c2nah777
03-31-2022 at 05:07 PM.
03-31-2022 at 05:07 PM.
Quote from woodygg :
Change your preferences online. I don't receive any of those things.
There is no such preference setting for opting out of mail offers. If you can find any access method for it, please direct us to where you see it, exactly.
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woodygg
03-31-2022 at 05:10 PM.
03-31-2022 at 05:10 PM.
Quote from c2nah777 :
There is no such preference setting for opting out of mail offers. If you can find any access method for it, please direct us to where you see it, exactly.
There used to be - I haven't had to look for it in ages, since I don't receive any of the junk emails you describe.
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Joined Jul 2008
Helping you save $ too
> bubble2 10,168 Posts
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c2nah777
04-01-2022 at 07:54 AM.
04-01-2022 at 07:54 AM.
Quote from woodygg :
There used to be - I haven't had to look for it in ages, since I don't receive any of the junk emails you describe.
The poster who you responded to with your advice (not me) stated junk MAIL, not emails.
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