Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Missed This Deal? Get alerts when similar deals are posted.
expired
Greenworld123 1.4M Views
Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
Visit Retailer
Good Deal?
9,847Comments
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

9.8K Comments

Sign up for a Slickdeals account to remove this ad.

Mar 2, 2020 4:59 PM
115 Comments
Joined Jan 2005
finddeals2Mar 2, 2020 4:59 PM
115 Comments
Does anyone know if the name on the credit card needs to be on the mortgage or home title?
Mar 2, 2020 5:32 PM
22 Comments
Joined Aug 2014
ryan.wernsmanMar 2, 2020 5:32 PM
22 Comments
Quote from finddeals2 View quoted comment :
Does anyone know if the name on the credit card needs to be on the mortgage or home title?
yes the owner of the AMEX needs to be on the loan.
Mar 2, 2020 6:36 PM
2K Comments
Joined Feb 2008
stm69Mar 2, 2020 6:36 PM
2K Comments
Quote from Ssyoss View quoted comment :
Not sure if we are going to see 3% 30 years. Would love to see it tho. But if we ever reach 3%, dow jones and others would crash first. We will loose our job first?
It is already today, at no cost, at some lenders.
Mar 2, 2020 6:41 PM
14 Comments
Joined Jul 2018
NeatMusic667Mar 2, 2020 6:41 PM
14 Comments
Am i eligible if i dont have this offer in my american express?

Does anyone have an answer for this?

Thanks,
Mar 2, 2020 7:34 PM
1.9K Comments
Joined Dec 2011
summi99Mar 2, 2020 7:34 PM
1.9K Comments
Quote from NeatMusic667 View quoted comment :
Am i eligible if i dont have this offer in my american express?

Does anyone have an answer for this?

Thanks,
Here's the list of AMEX cards eligible for better.com $2500 statement credit.
https://ibb.co/xM7CTN9
Update - I got this list from my better.com loan processor.
Last edited by summi99 March 2, 2020 at 11:45 AM.
Mar 2, 2020 7:40 PM
14 Comments
Joined Jul 2018
NeatMusic667Mar 2, 2020 7:40 PM
14 Comments
Quote from summi99 View quoted comment :
Here's the list of AMEX cards eligible for better.com $2500 statement credit.
https://ibb.co/xM7CTN9
But from I read above. The OP stated:

2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Does that mean you have to have the offer in the American Express portal to be eligible?
Mar 2, 2020 7:43 PM
1.9K Comments
Joined Dec 2011
summi99Mar 2, 2020 7:43 PM
1.9K Comments
Quote from NeatMusic667 View quoted comment :
But from I read above. The OP stated:

2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Does that mean you have to have the offer in the American Express portal to be eligible?
I don't represent Amex or better but when I talked with better during my loan process I was told everyone carrying the listed Amex cards are eligible IF they register using the op link.

Suggestion- register using the link if you have an eligible card and on day1 talk to better rep and confirm if eligible for $2500 before running any credit.

Sign up for a Slickdeals account to remove this ad.

Mar 2, 2020 8:08 PM
13 Comments
Joined Jun 2012
typhoon67Mar 2, 2020 8:08 PM
13 Comments
Does it make sense if I pick up the one with most credit I can get then pay it off as soon as I can? In this way, probably I can come out with $4k plus amex credit minus interest I need to pay (190k x 4%/12=$633 one month interest for 190k mortgage at the rate of 4%). Is there any penalty for early pay off?
Mar 2, 2020 8:17 PM
2.9K Comments
Joined Apr 2006
aqanMar 2, 2020 8:17 PM
2.9K Comments
Quote from summi99 View quoted comment :
I don't represent Amex or better but when I talked with better during my loan process I was told everyone carrying the listed Amex cards are eligible IF they register using the op link.

Suggestion- register using the link if you have an eligible card and on day1 talk to better rep and confirm if eligible for $2500 before running any credit.
This ☝️☝️☝️
Mar 2, 2020 8:28 PM
12.1K Comments
Joined Oct 2008
RUsum1Mar 2, 2020 8:28 PM
12.1K Comments
Quote from stm69 View quoted comment :
It is already today, at no cost, at some lenders.
What lender is offering <3% rate on a 30-year mortgage for no points/cost? I've only been offered 3.5% so far but with $1000 in credits. Seems like with no credits I MIGHT be able to get 3.25% but under 3% doesn't seem likely.
Mar 2, 2020 9:34 PM
1.4K Comments
Joined Jan 2020
SiennaDeer8270Mar 2, 2020 9:34 PM
1.4K Comments
Quote from stm69 View quoted comment :
Why not? As long as you're not paying out of pocket to refi, take the credits and run and refi later.
Because the 2500 amex credit is only around for a few more months. Do you want to pay for a refinance? I dont. Even if I'll make it back over time.

I view this as a one chance shot so I will wait until the very end.
Mar 2, 2020 9:37 PM
1.4K Comments
Joined Jan 2020
SiennaDeer8270Mar 2, 2020 9:37 PM
1.4K Comments
Quote from Ssyoss View quoted comment :
Not sure if we are going to see 3% 30 years. Would love to see it tho. But if we ever reach 3%, dow jones and others would crash first. We will loose our job first?
10 year note just dropped to almost sub 1% yet the dow jumped 1300 points. They dont necessarily move in lock step.

And its lose not loose. When did we start teaching millenials that there's no difference between these two words?
Mar 2, 2020 9:38 PM
2.1K Comments
Joined Feb 2008
coolkatz321Mar 2, 2020 9:38 PM
2.1K Comments
Quote from NeatMusic667 View quoted comment :
Am i eligible if i dont have this offer in my american express?

Does anyone have an answer for this?

Thanks,
Yes. And multiple people have confirmed that in this thread. Including me.

Please try searching before asking a question that's been asked and answered multiple times.
Mar 2, 2020 9:51 PM
1.4K Comments
Joined Jan 2020
SiennaDeer8270Mar 2, 2020 9:51 PM
1.4K Comments
Quote from stm69 View quoted comment :
It's ~$1800 lender credit with ~$1100 in fees - I will apply the excess (if any, who knows what might get tacked on) to escrow funding. Appraisal fee and/or rush appraisal fee is covered by Amex on this promo.

This does not include the $2500 Amex credit down the line. Rep described it as "cherry on top" which is fine by me!
What lender?

Sign up for a Slickdeals account to remove this ad.

Mar 2, 2020 9:54 PM
12.1K Comments
Joined Oct 2008
RUsum1Mar 2, 2020 9:54 PM
12.1K Comments
Quote from SiennaDeer8270 View quoted comment :
10 year note just dropped to almost sub 1% yet the dow jumped 1300 points. They dont necessarily move in lock step.

And its lose not loose. When did we start teaching millenials that there's no difference between these two words?
Corrects grammar in the same sentence as using "its" to mean "it is".

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!