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expired Posted by Greenworld123 • Dec 8, 2019
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expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,322,900 Views
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Mar 22, 2020
2,852 Posts
Joined Jul 2010
Mar 22, 2020
Masejoer
Mar 22, 2020
2,852 Posts
Quote from mjspam :
I think after you choose a closing date, there is a task that asks for the last 4 digits of the amex card you want to use to apple the credit.
Correct. We were asked alongside the closing date selection. On Thursday we were sent 3 jobs, including closing date/final loan numbers and amex cardholder name + last digits of card.
Mar 22, 2020
6 Posts
Joined Jan 2013
Mar 22, 2020
VerbalK
Mar 22, 2020
6 Posts
I was due to close on tuesday, and they wacked close to a grand off their lender credit on the final estimate. Still waiting for an explanation. Simple mistake, or "lock failure"?
Mar 22, 2020
291 Posts
Joined Mar 2004
Mar 22, 2020
WETOUT
Mar 22, 2020
291 Posts
Damn, not available in Massachusetts.
Mar 22, 2020
22 Posts
Joined Apr 2008
Mar 22, 2020
MrEnigma
Mar 22, 2020
22 Posts
Quote from VerbalK :
I was due to close on tuesday, and they wacked close to a grand off their lender credit on the final estimate. Still waiting for an explanation. Simple mistake, or "lock failure"?
This happened to us as well, our appraisal didn't come in as high as we expected so it changes points. Just happy to close right now.
Mar 22, 2020
564 Posts
Joined Jan 2015
Mar 22, 2020
Kapazza
Mar 22, 2020
564 Posts
Quote from Ssyoss :
I closed on 2/13. Still no credit yet, anybody in the same timeline?
Yep. Closed on February 12. Nothing.

My loan was just sold to FannieMae (so far, Better > TMS > PennyMac > FM (PennyMac still servicer).
Last edited by Kapazza March 22, 2020 at 08:10 AM.
Mar 22, 2020
22 Posts
Joined Aug 2014
Mar 22, 2020
ryan.wernsman
Mar 22, 2020
22 Posts
Quote from Kapazza :
Yep. Closed on February 12. Nothing.

My loan was just sold to FannieMae (so far, Better > TMS > PennyMac > FM (PennyMac still servicer).
Funded 2/24 and no credit
Mar 22, 2020
2,504 Posts
Joined Mar 2008
Mar 22, 2020
isekii
Mar 22, 2020
2,504 Posts
Quote from ryan.wernsman :
Funded 2/24 and no credit
How do they let you know ? Email mail ? I'm still with the TMS. First payment due may 1

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Mar 22, 2020
22 Posts
Joined Aug 2014
Mar 22, 2020
ryan.wernsman
Mar 22, 2020
22 Posts
Quote from isekii :
How do they let you know ? Email mail ? I'm still with the TMS. First payment due may 1
I've been watching my Amex online account waiting to see the credit. That's how I've been checking. Maybe they will send an email, not sure on that! My balance is due 4/10 on my credit card and I've left approx a $2500 balance so that I didn't have to request a credit refund. If it doesn't come before then I guess I will have to pay and request a refund after the fact!
Mar 22, 2020
22 Posts
Joined Aug 2014
Mar 22, 2020
ryan.wernsman
Mar 22, 2020
22 Posts
Quote from Kapazza :
Yep. Closed on February 12. Nothing.

My loan was just sold to FannieMae (so far, Better > TMS > PennyMac > FM (PennyMac still servicer).
Curious for anyone who HAS received a credit recently (in the past 7 days or so) when did you close? I think the customers who funded early Feb took about 3 weeks for credit. I'm not sure what the normal is for mid to late Feb.
Mar 22, 2020
6 Posts
Joined Jan 2013
Mar 22, 2020
VerbalK
Mar 22, 2020
6 Posts
Quote from MrEnigma :
This happened to us as well, our appraisal didn't come in as high as we expected so it changes points. Just happy to close right now.
my appraisal was waived, so that's not the case
Mar 22, 2020
22 Posts
Joined Apr 2008
Mar 22, 2020
MrEnigma
Mar 22, 2020
22 Posts
Quote from VerbalK :
my appraisal was waived, so that's not the case
Interesting, good luck. Haven't gotten my final one yet either. Saved all the estimates along the way though.
Mar 22, 2020
6 Posts
Joined Jan 2013
Mar 22, 2020
VerbalK
Mar 22, 2020
6 Posts
Quote from VerbalK :
my appraisal was waived, so that's not the case
Ah, figure it was because I asked to roll some of the closing costs into mortgage since I'm not sure I could get to a bank this week. The pushing me above 75% LTV, based on my estimate.
Mar 22, 2020
138 Posts
Joined Sep 2009
Mar 22, 2020
rwerns21
Mar 22, 2020
138 Posts
Quote from camsam :
Can I use the link OP provided to start the process to get the credit?
I do not see this offer in any of my AMEX cards
Yes just use link. Lots of people who got the credit didn't have anything show up in their Amex offers.
Mar 22, 2020
1,510 Posts
Joined Aug 2009
Mar 22, 2020
coolmann
Mar 22, 2020
1,510 Posts
Quote from smartboy87 :
From? Fees? Credit?

Thanks for info
Sorry, you're right: Better.com, $250 in points, $3,040 in loan costs. So it will be $790 after the Amex credit. Better gave us a $500 "lender credit".

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Mar 23, 2020
470 Posts
Joined Apr 2012
Mar 23, 2020
heartshacker
Mar 23, 2020
470 Posts
Closed feb 13, still no credit.

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