Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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my best SD yet. except now i'm going to drop 2K on an espresso machine
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Serious Question, What does /w points mean?
https://www.refinancemo
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Serious Question, What does /w points mean?
https://www.refinancemo
If your principal left is 100k, that means you have to pay 2K to buy down to 3.5% interest rate.
You need to do the math to figure out when you break even and recoup those 2K you spent on the lower interest rate. Let's pretend the 3.5 versus 4% you pay around 50 dollars less per month. It would take you over 3 years just to break even.
Now you have to ask yourself if it's worth it. If you plan on staying 10 years then maybe you take it. But if you plan on moving within 2, then no absolutely not.
Another option is that you can ask them to increase your loan amount to 102,000 to get to that 3.5% rate. So while you pay nothing upfront, you're paying for it in the extra interest for the remainder of the increased loan.
Hope this helps.
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