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Greenworld123 1.4M Views
Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9.8K Comments

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Apr 6, 2020 3:03 PM
2.2K Comments
Joined Jun 2009
firefox15Apr 6, 2020 3:03 PM
2.2K Comments
Quote from Nailer View quoted comment :
try this

Code:
https://www.americanexpress.com/us/campaigns/loans/better/?intlink=USCS-BetterHomeLending-OfferHub2
Thanks, that worked. Better cancelled my application since I didn't lock within 30 days (which is literally all their fault as they simply do not respond to emails), so I get to try it again.
Apr 6, 2020 4:43 PM
74 Comments
Joined Sep 2013
ssrajdealsApr 6, 2020 4:43 PM
74 Comments
Better.com rates have been high compared to other lenders. How are people still going with Better ? I get there is $2500 credit, it seems like a wash compared to other lenders.
Apr 6, 2020 4:46 PM
4.4K Comments
Joined Jun 2005
hacklovemasterApr 6, 2020 4:46 PM
4.4K Comments
Quote from ssrajdeals View quoted comment :
Better.com rates have been high compared to other lenders. How are people still going with Better ? I get there is $2500 credit, it seems like a wash compared to other lenders.
Because they also price match and beat the other by $1000. You are looking for $3500 cheaper vs other lender after 2500 Amex credit. ^.^
Apr 6, 2020 6:06 PM
263 Comments
Joined Apr 2009
jdavidApr 6, 2020 6:06 PM
263 Comments
Interestingly my person told me at Better that if I was taking advantage of the Amex offer, I couldn't also get the $1,000. Seems like that was BS?
Apr 6, 2020 6:41 PM
3.7K Comments
Joined Jul 2012
MilesHunterApr 6, 2020 6:41 PM
3.7K Comments
Quote from BlakeK View quoted comment :
What do you mean? Locked last week 3.125 with 1800 lender credit
You should have a float down policy. If the FRED rate changes by .25 or more they would float you down to 3% for the same price.
Apr 6, 2020 8:34 PM
293 Comments
Joined Mar 2010
hungiemaApr 6, 2020 8:34 PM
293 Comments
i just locked in at 3%(3.04apr) today with a small point fee. i gues its not bad, but im sure someone can do better. but 3% is not too shabby!
Apr 6, 2020 8:38 PM
292 Comments
Joined Jan 2012
euuser1729834Apr 6, 2020 8:38 PM
292 Comments
Do you know how much does it cost -the processing fee ? If AMEX is credting 2500, then Better.com is more likely charging you 5K. My credit union charge $600 processing fee.

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Apr 6, 2020 8:48 PM
3 Comments
Joined Nov 2019
VioletCrow5959Apr 6, 2020 8:48 PM
3 Comments
Quote from hungiema View quoted comment :
i just locked in at 3%(3.04apr) today with a small point fee. i gues its not bad, but im sure someone can do better. but 3% is not too shabby!
What were the fees?
Apr 6, 2020 9:04 PM
293 Comments
Joined Mar 2010
hungiemaApr 6, 2020 9:04 PM
293 Comments
1000 in pts
and about 2200 in title fees
Apr 6, 2020 9:30 PM
3 Comments
Joined Nov 2019
VioletCrow5959Apr 6, 2020 9:30 PM
3 Comments
Quote from hungiema View quoted comment :
1000 in pts
and about 2200 in title fees
Thank you! Was better beating a rate you found with another mortgage company because their advertised rates are much higher?
Apr 6, 2020 9:49 PM
293 Comments
Joined Mar 2010
hungiemaApr 6, 2020 9:49 PM
293 Comments
Quote from VioletCrow5959 View quoted comment :
Thank you! Was better beating a rate you found with another mortgage company because their advertised rates are much higher?
ooh yea, sorry i missed a important detail. I actually got a loan estimate from so-fi first and better was able to beat it. but i still say the title fees are a little high. so im going to go back to so-fi and see if they can beat better. if they can, then ill take that estimate back to better, and see if they can beat it!
Apr 6, 2020 11:29 PM
81 Comments
Joined Nov 2004
FugaziApr 6, 2020 11:29 PM
81 Comments
Locked a 2.875% 15 year today.
Zero points.
$2k+ lender credit
$1049 cash to close, but $1554 is going into my escrow account
Now just gotta wait to close and wait for the Amex credit to post!
Apr 6, 2020 11:37 PM
74 Comments
Joined Sep 2013
ssrajdealsApr 6, 2020 11:37 PM
74 Comments
Quote from Fugazi View quoted comment :
Locked a 2.875% 15 year today.
Zero points.
$2k+ lender credit
$1049 cash to close, but $1554 is going into my escrow account
Now just gotta wait to close and wait for the Amex credit to post!
Their advertised rates are way higher. How did you manage to lock at 2.875%
Apr 6, 2020 11:45 PM
81 Comments
Joined Nov 2004
FugaziApr 6, 2020 11:45 PM
81 Comments
Quote from ssrajdeals View quoted comment :
Their advertised rates are way higher. How did you manage to lock at 2.875%
Shopped around first, got a good estimate from Owning Mortgage (California only unfortunately), and used Better's price match. They beat my previous estimate by $700+.

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Apr 7, 2020 12:10 AM
74 Comments
Joined Sep 2013
ssrajdealsApr 7, 2020 12:10 AM
74 Comments
Quote from Fugazi View quoted comment :
Shopped around first, got a good estimate from Owning Mortgage (California only unfortunately), and used Better's price match. They beat my previous estimate by $700+.
My rep said he couldn't price match. I live in OH and my mortgage amount is less than 150k. Rep said he can't given the amount of loan.

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