Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Missed This Deal? Get alerts when similar deals are posted.
expired
expired
Greenworld123 1.4M Views
Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
Visit Retailer
Good Deal?
9,847Comments
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal
Visit Retailer

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

9.8K Comments

Sign up for a Slickdeals account to remove this ad.

May 1, 2020 6:45 PM
1K Comments
Joined Mar 2019
CycloneFWMay 1, 2020 6:45 PM
1K Comments
Quote from firefox15 View quoted comment :
Ahh, thanks for letting me know. I was actually considering something like that! Since I have a pretty good LTV, I could just take a massive amount out and immediately repay it, but that sounds like a dead-end too.
It all depends on the specifics for your loan. For mine, it was a 1/8 % increase. But since Better is getting "closer" to the competing offer by charging points, then I'd also end up paying more for the larger $$ amount. Your loan may have different numbers yet. If you haven't yet locked the rate, you can play with it on the site. If you have locked, if you didn't keep notes on all the numbers, you have to reach out to your contact and have them email you screenshots of the selection screen.
May 1, 2020 7:06 PM
504 Comments
Joined Dec 2006
nawin49May 1, 2020 7:06 PM
504 Comments
Do they match with a email quote?
May 1, 2020 7:10 PM
293 Comments
Joined Mar 2010
hungiemaMay 1, 2020 7:10 PM
293 Comments
the best i got was a 3.0 30 year paying .25 pts. some people are getting almost 3k credit for a 3.0%! oh well..im closing next wednesday, i just want it over at this point.
May 1, 2020 7:24 PM
2.2K Comments
Joined Jun 2009
firefox15May 1, 2020 7:24 PM
2.2K Comments
Quote from nawin49 View quoted comment :
Do they match with a email quote?
It needs to be a Loan Estimate.
May 1, 2020 7:47 PM
7.1K Comments
Joined Dec 2008
unlimitedxMay 1, 2020 7:47 PM
7.1K Comments
Is appraisal still needed if the home value according to redfin etc is substantially higher than the loan?
May 1, 2020 8:02 PM
3.3K Comments
Joined Feb 2014
iukuMay 1, 2020 8:02 PM
3.3K Comments
Quote from unlimitedx View quoted comment :
Is appraisal still needed if the home value according to redfin etc is substantially higher than the loan?
AFAIK, Their system will decide not any values on RE listing websites.
May 1, 2020 8:22 PM
6.7K Comments
Joined Dec 2010
blukingMay 1, 2020 8:22 PM
6.7K Comments
Quote from unlimitedx View quoted comment :
Thanks I'll give that a try! How far do we need to go in the process with the CU in order for them to match the rate? far enough to get the pre-approval PDF
just get your rate from the link and submit that to better, dont even have to start an application or preapproval with the CU

Sign up for a Slickdeals account to remove this ad.

May 1, 2020 8:28 PM
6.7K Comments
Joined Dec 2010
blukingMay 1, 2020 8:28 PM
6.7K Comments
Quote from hungiema View quoted comment :
the best i got was a 3.0 30 year paying .25 pts. some people are getting almost 3k credit for a 3.0%! oh well..im closing next wednesday, i just want it over at this point.
Quote from hungiema View quoted comment :
the best i got was a 3.0 30 year paying .25 pts. some people are getting almost 3k credit for a 3.0%! oh well..im closing next wednesday, i just want it over at this point.
every loan is different, lots of factors at play to really compare apples to apples. heck just living in a different state could impact your rates as much as .25-.375 points, add your LTV, credit score, cash out options, term, assets yada yada yada to the mix and its almost impossible to compare across options. If you think its a good rate, have done your due research and it makes sense in the long run and saves you money just go for it.
May 1, 2020 8:30 PM
1.6K Comments
Joined Aug 2009
coolmannMay 1, 2020 8:30 PM
1.6K Comments
Quote from SDRebel View quoted comment :
thanks, will keep this in mind for when I can refi in a couple of months
Also, make sure to keep an eye on the St Louis Fed rate:

https://fred.stlouisfed.org/graph/?g=qy7L

It's updated on Thursdays.That's what they use as their reference.
Last edited by coolmann May 1, 2020 at 01:41 PM.
May 1, 2020 8:43 PM
1.6K Comments
Joined Aug 2009
coolmannMay 1, 2020 8:43 PM
1.6K Comments
Quote from bluking View quoted comment :
If you think its a good rate, have done your due research and it makes sense in the long run and saves you money just go for it.
I recommend using this website to see if you're going to save money on your refi:

https://www.nerdwallet.com/mortga...ce-savings
May 1, 2020 9:27 PM
2.2K Comments
Joined Jun 2009
firefox15May 1, 2020 9:27 PM
2.2K Comments
I cannot remember, but has anyone actually been able to do this deal more than once, or it is one and done?
May 1, 2020 11:21 PM
504 Comments
Joined Dec 2006
nawin49May 1, 2020 11:21 PM
504 Comments
Quote from firefox15 View quoted comment :
It needs to be a Loan Estimate.
No one is ready to give estimate, with just a inquiry. They want to give an estimate only after it is locked, at least the lenders I spoke to.
Last edited by nawin49 May 1, 2020 at 04:33 PM.
May 2, 2020 12:33 AM
142 Comments
Joined Sep 2009
strayninjaMay 2, 2020 12:33 AM
142 Comments
Quote from nawin49 View quoted comment :
No one is ready to give estimate, with just a inquiry. They want to give an estimate only after it is locked, at least the lenders I spoke to.
They will send you a loan estimate with the initial disclosures after you submit an application, usually within a few days depending on how busy they are. You do not need to lock your rate beforehand. They will do a hard pull when you submit an application though.
May 2, 2020 1:01 AM
6.7K Comments
Joined Dec 2010
blukingMay 2, 2020 1:01 AM
6.7K Comments
Quote from nawin49 View quoted comment :
No one is ready to give estimate, with just a inquiry. They want to give an estimate only after it is locked, at least the lenders I spoke to.
Shop around and see, i reached out to about a dozen lenders and only 2 needed me to complete an application to give an estimate. Also i provided a link above for cresit unions where you just enter some basic info and it gives you an estimate that you can save as a pdf. You can try submitting that to better to see if they will price match.

Sign up for a Slickdeals account to remove this ad.

May 2, 2020 1:18 AM
509 Comments
Joined Sep 2007
ask_jMay 2, 2020 1:18 AM
509 Comments
I refinanced my mortgage using better.com and I had this offer, didn't get $2500. Called Amex and they didn't do anything. Don't know where to go!! It has been ~4 months since my mortgage was closed

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

Related Searches

FinanceCredit CardsAmerican Express Giftcards