Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards
Visit RetailerGood Deal
Bad Deal
Save
Share
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
Closing the loop here with some dates/data points. Credit posted!
Applied 2/27, price matched Lenderfi 2/28, conditionally approved 3/3, Closed 3/21, funded 3/26, loan transfered to TMS and then sold to FM/TMS, $2500 credit 5/12.
Borrowed around $400K, 3.125% with ~$2K lender credit before fees, excellent credit and LTV.
Sign up for a Slickdeals account to remove this ad.
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
We did this after locking the rates. They have a way to check it what appraisal value will not require appraisal. We played around by inputting different value in the system to find out the highest value without risking to have an appraisal.
This offer is not showing in my amex offers
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
I set it to 20% LTV of what we bought for less than 2 years ago. I've been eyeing the market and the area has actually increased since we bought. The estimated value that Better has on the LE is actually 30% LTV so a lot more than I'm asking for my loan. Every lender that I talked to actually valued our house much higher and said we wouldn't need an appraisal. I guess it won't hurt though to get a new value of my house. I just hate the thought of 1) It coming so late in the process when I'm ready to close and 2) obviously covid issues.
Sign up for a Slickdeals account to remove this ad.
I set it to 20% LTV of what we bought for less than 2 years ago. I've been eyeing the market and the area has actually increased since we bought. The estimated value that Better has on the LE is actually 30% LTV so a lot more than I'm asking for my loan. Every lender that I talked to actually valued our house much higher and said we wouldn't need an appraisal. I guess it won't hurt though to get a new value of my house. I just hate the thought of 1) It coming so late in the process when I'm ready to close and 2) obviously covid issues.
I'm not sure if you can ask them to re-input it if it's big deal for you. Mine is a big deal because I'm close to 80% LTV and it determines if I'm going to need a PMI which is a deal breaker for me. So I tried not to risk it with the actual appraisal.
Btw, You can review your completed tasks. So I will suggest to check that if you agreed to waived it already.
Leave a Comment