Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
Closing the loop here with some dates/data points. Credit posted!
Applied 2/27, price matched Lenderfi 2/28, conditionally approved 3/3, Closed 3/21, funded 3/26, loan transfered to TMS and then sold to FM/TMS, $2500 credit 5/12.
Borrowed around $400K, 3.125% with ~$2K lender credit before fees, excellent credit and LTV.
Sign up for a Slickdeals account to remove this ad.
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
We did this after locking the rates. They have a way to check it what appraisal value will not require appraisal. We played around by inputting different value in the system to find out the highest value without risking to have an appraisal.
This offer is not showing in my amex offers
If not, my guess is there is a price updates on housing markets around your area. Due to covid, Better.com are extremely careful. I had to send them my updated bank statements/paycheck multiple times. My entire starts 4/3 and just ended yesterday. So not as quick as what others
I set it to 20% LTV of what we bought for less than 2 years ago. I've been eyeing the market and the area has actually increased since we bought. The estimated value that Better has on the LE is actually 30% LTV so a lot more than I'm asking for my loan. Every lender that I talked to actually valued our house much higher and said we wouldn't need an appraisal. I guess it won't hurt though to get a new value of my house. I just hate the thought of 1) It coming so late in the process when I'm ready to close and 2) obviously covid issues.
Sign up for a Slickdeals account to remove this ad.
I set it to 20% LTV of what we bought for less than 2 years ago. I've been eyeing the market and the area has actually increased since we bought. The estimated value that Better has on the LE is actually 30% LTV so a lot more than I'm asking for my loan. Every lender that I talked to actually valued our house much higher and said we wouldn't need an appraisal. I guess it won't hurt though to get a new value of my house. I just hate the thought of 1) It coming so late in the process when I'm ready to close and 2) obviously covid issues.
I'm not sure if you can ask them to re-input it if it's big deal for you. Mine is a big deal because I'm close to 80% LTV and it determines if I'm going to need a PMI which is a deal breaker for me. So I tried not to risk it with the actual appraisal.
Btw, You can review your completed tasks. So I will suggest to check that if you agreed to waived it already.
Leave a Comment