Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
I am 4 days from closing and they required official estimate from other lender.
I am in a similar situation and found a better rate through a different lender. I emailed the official LE and I see no change in the rate, but a significant lender credit added (I was paying around $1000 in points, but with the change, I see no points and around $2000 in lender credit, but no change in the rate)
Also, the loan processor said, when you lock a rate, you essentially, lock the entire table and you can change your rate (at the cost of appropriate points) - so a match after locking the rate may just be adjusting in credits without actually changing the rate.
I am in a similar situation and found a better rate through a different lender. I emailed the official LE and I see no change in the rate, but a significant lender credit added (I was paying around $1000 in points, but with the change, I see no points and around $2000 in lender credit, but no change in the rate)
Also, the loan processor said, when you lock a rate, you essentially, lock the entire table and you can change your rate (at the cost of appropriate points) - so a match after locking the rate may just be adjusting in credits without actually changing the rate.
I am in a similar situation and found a better rate through a different lender. I emailed the official LE and I see no change in the rate, but a significant lender credit added (I was paying around $1000 in points, but with the change, I see no points and around $2000 in lender credit, but no change in the rate)
Also, the loan processor said, when you lock a rate, you essentially, lock the entire table and you can change your rate (at the cost of appropriate points) - so a match after locking the rate may just be adjusting in credits without actually changing the rate.
Thank you
Thank you
Sign up for a Slickdeals account to remove this ad.
Thank you
On Zillow, sebonic is showing 2.875% for 15 years loan with 495 lender fee.
update: it looks like the more the balance less the interest rate.
Sign up for a Slickdeals account to remove this ad.
Leave a Comment