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Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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I am asking as this since in website better.com - it shows approx $2,126 in third party fees. will this be removed as well?
I am asking as this since in website better.com - it shows approx $2,126 in third party fees. will this be removed as well?
I am asking as this since in website better.com - it shows approx $2,126 in third party fees. will this be removed as well?
My lender kept trying to over-fund my loan as well. I think they're trying to get more financed really. I consistently told them I want my loan to only be the payoff amount and for some reason they kept interpreting that as "I want to gain money during closing" as if I'm trying to take equity out of my house. I finally got them to fix it though.
From what they tell me, those title costs on the estimates are completely made up. They don't have an actual figure on hand until you tell them what title company to use.
I had problems with them too. I just gave up and accept that I'm not getting that $1000. I think you need to provide them an official LE which I think most lender use the same format.
Also if your doing this after your rate locked, I think it will be harder for my experience at least they said I can only do that 1-2 days during rate lock.
For the over-fund, I never thought about that .... The higher the loan amount for them the better. HHHmm that's fishy but anyway even though I kinda thought there something wrong with it. I just go with it since I'm already too deep on the process.
I'm happy with the entire process overall but I definitely didn't get the best out of it as much as I wanted to.
Good luck
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I had problems with them too. I just gave up and accept that I'm not getting that $1000. I think you need to provide them an official LE which I think most lender use the same format.
Also if your doing this after your rate locked, I think it will be harder for my experience at least they said I can only do that 1-2 days during rate lock.
For the over-fund, I never thought about that .... The higher the loan amount for them the better. HHHmm that's fishy but anyway even though I kinda thought there something wrong with it. I just go with it since I'm already too deep on the process.
I'm happy with the entire process overall but I definitely didn't get the best out of it as much as I wanted to.
Good luck
Only thing he mentioned LE needs to be a day old latest.
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Only thing he mentioned LE needs to be a day old latest.
Better.com need to improve this and they should have consistency.
Well it's kinda expected espcially most of their Mortgage expert don't have that much experience which I suggest when your just starting with better to check the NMLS #
in NMLS lookup like https://www.nmlsconsume
Mine have less than 6 months experience
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