Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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So I might as well get another application in since it's only a soft pull. I recommend others to do the same.
I have been talking to Owning and first got 3.125 with $3500 in points as the LTV was 77%. Then they got exception to remove the points and offered 3.125 with no points.
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- 30yr - 2.75% w/ 2500 lender credit (+ Amex)
- 15yr - 2.25% w/ 1500 lender credit (+ Amex)
The 15 year was tempting, but I'm going with the 30yr. My rates over the last 18 months have gone like this:- 5.875% -> 4.25% -> 3.625% -> 3.25% -> 2.75%
Somethings telling me this will be my last refinance for this loan.- 30yr - 2.75% w/ 2500 lender credit (+ Amex)
- 15yr - 2.25% w/ 1500 lender credit (+ Amex)
The 15 year was tempting, but I'm going with the 30yr. My rates over the last 18 months have gone like this:- 5.875% -> 4.25% -> 3.625% -> 3.25% -> 2.75%
Somethings telling me this will be my last refinance for this loan.- 30yr - 2.75% w/ 2500 lender credit (+ Amex)
- 15yr - 2.25% w/ 1500 lender credit (+ Amex)
The 15 year was tempting, but I'm going with the 30yr. My rates over the last 18 months have gone like this:- 5.875% -> 4.25% -> 3.625% -> 3.25% -> 2.75%
Somethings telling me this will be my last refinance for this loan.- 30yr - 2.75% w/ 2500 lender credit (+ Amex)
- 15yr - 2.25% w/ 1500 lender credit (+ Amex)
The 15 year was tempting, but I'm going with the 30yr. My rates over the last 18 months have gone like this:- 5.875% -> 4.25% -> 3.625% -> 3.25% -> 2.75%
Somethings telling me this will be my last refinance for this loan.Sign up for a Slickdeals account to remove this ad.
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