Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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note : my LTV even at 395k is 70%, so better has no problem continuing.
Since you're at 70% anyway, I can't see why it would matter, unless you are looking to get cash out. I was hoping for 80% but my appraisal came back woefully low so I'm appealing. The appeal started 9 days ago and I still haven't heard back, so it might be better to just move forward.
note : my LTV even at 395k is 70%, so better has no problem continuing.
i wouldnt waste my time on that
This is different than simply presenting them with a competing offer and having them match/beat after you lock, which they will try to do according to my loan guy. I believe that deals have improved over the past couple of days and you could hopefully find a competing offer for them to beat/match.
By the way, can someone recommend a good home warranty company?
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2.75% - The total cost to do the refi is $9271 - $5906 (lender credit) = $3,365
Going to see if better can price match.
Is 2.75% a good deal for $3365?
Or you can go rate higher 2.875 that will ocver your closing costs and you can keep the AMEX credit.
2.75% - The total cost to do the refi is $9271 - $5906 (lender credit) = $3,365
Going to see if better can price match.
Is 2.75% a good deal for $3365?
This is different than simply presenting them with a competing offer and having them match/beat after you lock, which they will try to do according to my loan guy. I believe that deals have improved over the past couple of days and you could hopefully find a competing offer for them to beat/match.
So, better's A+B+C+$1000 - lenders credit = other lender's A+B+C - lenders credit
The $1000 is only if you have NOT locked your rate and if your loan amount is less than $500k
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