Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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note : my LTV even at 395k is 70%, so better has no problem continuing.
Since you're at 70% anyway, I can't see why it would matter, unless you are looking to get cash out. I was hoping for 80% but my appraisal came back woefully low so I'm appealing. The appeal started 9 days ago and I still haven't heard back, so it might be better to just move forward.
note : my LTV even at 395k is 70%, so better has no problem continuing.
i wouldnt waste my time on that
This is different than simply presenting them with a competing offer and having them match/beat after you lock, which they will try to do according to my loan guy. I believe that deals have improved over the past couple of days and you could hopefully find a competing offer for them to beat/match.
By the way, can someone recommend a good home warranty company?
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2.75% - The total cost to do the refi is $9271 - $5906 (lender credit) = $3,365
Going to see if better can price match.
Is 2.75% a good deal for $3365?
Or you can go rate higher 2.875 that will ocver your closing costs and you can keep the AMEX credit.
2.75% - The total cost to do the refi is $9271 - $5906 (lender credit) = $3,365
Going to see if better can price match.
Is 2.75% a good deal for $3365?
This is different than simply presenting them with a competing offer and having them match/beat after you lock, which they will try to do according to my loan guy. I believe that deals have improved over the past couple of days and you could hopefully find a competing offer for them to beat/match.
So, better's A+B+C+$1000 - lenders credit = other lender's A+B+C - lenders credit
The $1000 is only if you have NOT locked your rate and if your loan amount is less than $500k
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