Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
I got an email saying "You've earned Amex Statement Credit" and then I check my account which shows the $2500 credit.
I closed at 3.375 for 20 year, so hoping to refinance one more time soon.
04/23 - Loan Lock at 3.25% with $4800 credit after matching LenderFi
04/24 - Conditionally approved
04/30 - Appraisal waived
05/12 - Initial disclosure sent (Loan amount still wrong.)
05/13 - Appraisal required (exterior only)
05/13 - Appraisal scheduled (Better ordered interior)
05/15 - Multiple calls and emails to Better go ignored and they don't cancel the interior appraisal
05/15 - Appraisal
05/20 - Final appraisal sent to Better
05/27 - Better claims that they are still waiting on final appraisal.
05/27 - Direct Better to response from appraisal and MAGICALLY they see the completed appraisal
05/28 - Appraisal came in lower than estimated appraisal so they remove $1000 in Lender credit. Mind you, this was a matched rate. (Loan amount still wrong.)
05/29 - Plenty of complaints lead closer to request a concession from management which puts me about $100 in lender credit higher than originally.
06/05 - Closing rescheduled
06/09 - Closing
06/15 - Funded
06/15 - Rate lock expiration date.
So all in all it took almost 7 weeks from rate lock to closing and 8 weeks from rate lock to funding.
Maybe in a month when the 10 year goes to 0 I'll give better a try on a sub 2% refi
Maybe in a month when the 10 year goes to 0 I'll give better a try on a sub 2% refi
Hopefully you close soon and can refi. As a reference point, my refi took 18 days from rate lock to the closing table.
Sign up for a Slickdeals account to remove this ad.
In the other person's case, s/he asked them to provide their best offer when they couldn't match and they obliged. For me, I didn't have to ask. They said they couldn't match, but gave me an offer close to it automatically.
Sign up for a Slickdeals account to remove this ad.
Leave a Comment