Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Can you send the info in PM please?
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I had to upload W-2, Paycheck, Mortgage Statement, and DL. After that about 20 min later I got am email to finish the rest of the app. Within the app you can find the LE. So you dont have to finish the entire application, but I had to upload those 4 things.
No it took a hard pull.. but so will Better. Multiple hard pulls within a short window all from the same types of loans generally get the same treatment from the credit burrows. So I wouldn't worry about it.
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Thank you for the suggestion for GuaranteedRate. I tried Lenderfi, zillow, sebonic... all were high rates.
GuaranteedRate just gave me an LE for 2.375% for a 15 year with a .375 points. They have a 1100 lender fee in section A so its about 1926 total for section A. Submitted to Better.com to price beat. Hoping they do.
Loan is 230k, CA property.
Owning requires 300k+ loan or i would have gotten their LE.
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