Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I responded to him and said to go ahead and find out and let me know. I think it was the next day (or maybe even the same day) they got back to me and said I was eligible for the reissue title insurance rate and they lowered it on my LE in the better.com portal.
I would also suggest you let them know you plan on shopping title companies just to keep everybody honest. I think it will be easier just using better for the title stuff as far as streamlining the process so I'm glad they matched the other company.
Dedicated Concierge
does not reply to emails smh
2.875 @ 15 years. Closing costs A+B+C were $1961. I should be eligible for a re-issue credit on title insurance so that might drop it. I quoted Title Insurance and what Better was offering was in line with other title companies.
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2.875% 30 yr fixed
2.893% APY
A+B+C=$1182 (A was 0, B was $47 - remainder was attorney/title re-issue)
J=x-$1525 (credit)
I explicitly did prepaids to get the full credit, will get out of the impounds later (paperwork I signed clearly states it's optional but I requested it).
Then I get the $2500 AMEX.
Insane deal.
Dedicated Concierge
does not reply to emails smh
They are pretty much useless. They are salesmen. Once they got you to lock, they wash their hands.
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