Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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What is your loan value, and LTV ratio? Seems loans under 300K are harder to get better to offer you a lower rate on. You could get a match though if you didnt use a match on your first loan.
And don't see it now.
I did received the email with offer for my card.
Is there a way to get the offer now?
They're approving my cheaper Title quote so I'll go from $1100 to $595 (saving of $505). So now my total loan cost is -$1369 into my pocket for 2.75% 30 years fixed.
Anyone use them lately? Their website is down and the contact I had hasnt returned my call since yesterday but as noted they have been the cheapest I've found in PA.
Shahhere
PS. I called ALTTitle.com and their quoted rate is almost $400 more than my last Refi rates from January which were around $1600 for Radian vs. $2040 for ALTTitle.
As others have quoted me just FYI I refinance a lot (negative points) and have done about 12 or so Refinances in the last 9-10 years.
Almost exclusively I've used Entitle which has become Radian but as noted that I havent been able to reach them at all including my direct contacts there.
I just got off a call with their Customer Service and they said that the consumer side is suspended due to the Pandemic and so only a Lenders can place quotes (She provided me one because I have had 7 orders with them lol).
In PA there used to be a reissue discount but that's been shutdown for about 5+ years but despite that these guys are about 400-600 cheaper inclusive of all fees. I'll update a reply based on the quote I receive but it looks like if you have a Lender locked in then you can tell them to use Radian as the Title Company and place the order on your behalf.
Shahhere
They're approving my cheaper Title quote so I'll go from $1100 to $595 (saving of $505). So now my total loan cost is -$1369 into my pocket for 2.75% 30 years fixed.
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If I make that current and resent while remaining in forbearance will I be good? If not would I need to make current and get out of forbearance with a note stating so from that lender?
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