Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I got a better rate and lender credit from a competitor, sent it to Better to match the rate. They will match but the rep is referring to the $2500 credit and matched minus the $2500. In this case, should I rather go with the competitor? Any body ran into this situation? Thanks
It doesn't mention the $2,500 offer, but they can just elect not to match at all.
I locked 2.75 @30yr with 0.018% of Loan Amount in Points (in TX) and went with my own Tittle company to save half (qualified for the half of Title deal since I closed less than two years ago). Opted not to include Escrow in my loan as it didnt make sense to do it, but I think Better wanted me to. Loan should cost me nothing with the $2500 Amex deal.
I locked 2.75 @30yr with 0.018% of Loan Amount in Points (in TX) and went with my own Tittle company to save half (qualified for the half of Title deal since I closed less than two years ago). Opted not to include Escrow in my loan as it didnt make sense to do it, but I think Better wanted me to. Loan should cost me nothing with the $2500 Amex deal.
2.5% on a 15 year with $3762 in lender credits. Just waiting for the additional $2500 AmEx Credit.
2.5% on a 15 year with $3762 in lender credits. Just waiting for the additional $2500 AmEx Credit.
Sign up for a Slickdeals account to remove this ad.
I locked 2.75 @30yr with 0.018% of Loan Amount in Points (in TX) and went with my own Tittle company to save half (qualified for the half of Title deal since I closed less than two years ago). Opted not to include Escrow in my loan as it didnt make sense to do it, but I think Better wanted me to. Loan should cost me nothing with the $2500 Amex deal.
There is generally a higher rate or a % point charged to waive Escrows. I simply keep it during refinance and later you can request to have it removed.
The later part all depends on the lender and sometimes they will sometimes they wont based on Fannie etc.
Shahhere
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I got a better rate and lender credit from a competitor, sent it to Better to match the rate. They will match but the rep is referring to the $2500 credit and matched minus the $2500. In this case, should I rather go with the competitor? Any body ran into this situation? Thanks
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