Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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1.) Horrible Rates
2.) Found 3 LE's with much better rates. Better offered a poor match with $2,500 fees in points... Fees were also $700 higher making it $3200 high than my other offers.... then offering the AMEX rebate as compensation.
3.) Refused to match Rate, APR, Fees
4.) Refused 1K match guarantee
Now the rate match guarantee is $100 instead of $1000.....
I guess if you havent locked in you are out of luck? MFers I put in an app and provided them my SS lol.
Shahhere
I guess if you havent locked in you are out of luck? MFers I put in an app and provided them my SS lol.
Shahhere
I gave them three LE's with better rates. I was told the $1,000 guarantee didn't apply because I came in through the AMEX link, and the three LE's I received from mortgage companies were not listed as public rates.
Here is the old fine print......
9. Offer cannot be combined with any other promotion. Offer is invalid if the borrower submits an LE from a lender with a rate that is not publicly available (e.g., requiring a minimum amount of assets under management). Each borrower may only take advantage of this offer once per loan application.
10. Better Mortgage reserves the right to rescind or modify the terms of this offer without prior notice.
Did anyone on this site close with another lendor and get Better.com to honor the price match guarantee?
"We provide the credit statement. The Credit statement goes to your AMEX card. I will not be able to provide any more lender credits because I maxed out the concessions I can give. This is our best offer."
1.) Horrible Rates
2.) Found 3 LE's with much better rates. Better offered a poor match with $2,500 fees in points... Fees were also $700 higher making it $3200 high than my other offers.... then offering the AMEX rebate as compensation.
3.) Refused to match Rate, APR, Fees
4.) Refused 1K match guarantee
Now the rate match guarantee is $100 instead of $1000.....
"We provide the credit statement. The Credit statement goes to your AMEX card. I will not be able to provide any more lender credits because I maxed out the concessions I can give. This is our best offer."
Once I lock the rate, can I still ask Better to adjust rate with competitors' rate?
I checked with my Better loan agent and was told "you can change it until closing, we prefer not to go back and forth but there is no limited times." Just want to confirm again as I thought normally I am only allowed for one-time adjustment after rate is locked.
Thanks,
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Once I lock the rate, can I still ask Better to adjust rate with competitors' rate?
I checked with my Better loan agent and was told "you can change it until closing, we prefer not to go back and forth but there is no limited times." Just want to confirm again as I thought normally I am only allowed for one-time adjustment after rate is locked.
Thanks,
Both Better and LenderFi told me that their guidelines won't let them give a credit larger than the A-B-C closing costs. That sounded fishy to me but I didn't push them once I got the LoanDepot quote.
Also, shouldn't people list out their loan amount? Different loan amount has different rate.
Amex landing page, scroll down to bottom
https://better.com/with/amex
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