Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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I got quoted the rate before my credit was run and then had the officer run my credit and lock the rate. Better's title agent charged my $1,100 in May and I had asked them to to use my agent that charges less, but they didn't. Sucks as they even confirmed via email they would use my agent and then didn't.
Last time around, Better didn't even match my competing offer, so we will see if they beat this one by $1k.
I am working with Better and locked at what I though was good, but in further review, not so good. Currently at 3% on $170k refi, no cash out. Some point charge and they want escrow. 760 FICO.
Some of you are getting rates at 3% or better AND getting lender credit.
Suggestions
2.5% on a 15 year with $3762 in lender credits. Just waiting for the additional $2500 AmEx Credit.
can you please help me the lender details to get Loan Estimate. This rate too good.
Thanks
I am working with Better and locked at what I though was good, but in further review, not so good. Currently at 3% on $170k refi, no cash out. Some point charge and they want escrow. 760 FICO.
Some of you are getting rates at 3% or better AND getting lender credit.
Suggestions
I called them directly and told them I had received an offer that beat them by almost $4000.
Maybe it was because we were midway through underwriting that they agreed to beat it, but I had the option to walk away. The only thing I had paid for was the appraisal fee (which wasn't waived initially by their mistake. It was waived before closing)
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considering 30 year options currently for 2.75 - any suggestions for competing offer?
I am working with Better and locked at what I though was good, but in further review, not so good. Currently at 3% on $170k refi, no cash out. Some point charge and they want escrow. 760 FICO.
Some of you are getting rates at 3% or better AND getting lender credit.
Suggestions
If you find a lower point cost/rate, share it with Better and see if they'll match.
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