Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I got a better rate and lender credit from a competitor, sent it to Better to match the rate. They will match but the rep is referring to the $2500 credit and matched minus the $2500. In this case, should I rather go with the competitor? Any body ran into this situation? Thanks
lender credits $3600 at 3.0 (no points)
Lender credits ~$800 at 2.875 (no points)
Points -$3000 at 2.75 (6600$ delta from first option)
Of course 2.5k Amex on top.
720 k loan on a condo primary.
One thought is to close at 3.0 and redo refinance later again and buy max points to get to 2.75 or even less next time( using money I am putting in pocket this time )?.
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Below is his details, good luck.
We provide the credit statement. The Credit statement goes to your AMEX card. I will not be able to provide any more lender credits because I maxed out the concessions I can give. This is our best offer.
—
Arnold Rodriguez | Loan Consultant | Better Mortgage | 120 Broadway, Floors 5 and 6, New York, NY 10271 | 347-657-5781 | NMLS ID # 1843028 |
I had the same issue.. took around 12 phone calls to finally get them to Look at the third LE and beat it. Was a total pain, but locked in now, so hopefully it goes well.
lender credits $3600 at 3.0 (no points)
Lender credits ~$800 at 2.875 (no points)
Points -$3000 at 2.75 (6600$ delta from first option)
Of course 2.5k Amex on top.
720 k loan on a condo primary.
One thought is to close at 3.0 and redo refinance later again and buy max points to get to 2.75 or even less next time( using money I am putting in pocket this time )?.
Sign up for a Slickdeals account to remove this ad.
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