Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Btw, I personally feel that post-rate lock competing offers really should go to the processing expert as that person is more responsive that then loan officer is. It's not that they do the work, but they are better and following through to make it happen than the loan officer is IMO.
Btw, I personally feel that post-rate lock competing offers really should go to the processing expert as that person is more responsive that then loan officer is. It's not that they do the work, but they are better and following through to make it happen than the loan officer is IMO.
Fidelity quoted me $590. This was for a CA property, 230k loan estimate.
Also, they ordered an external appraisal only (free obviously with this deal) and man the appraisal was so low... $33k less than what I had just 4 months ago.. yet what sold in my area (without my fully paid solar and all new hvac/concrete adds/etc) had 3 properties that sold for $390k. They used one house that sold for $352k which was a short sale in bad condition as the #1 comparable to arrive at $355k. They told me my LTV was still fine but any lower and my rate would have gone up most likely. Truly pathetic.
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You are basically admitting wiring doesn't really cost the bank anything. What a scam.
You are basically admitting wiring doesn't really cost the bank anything. What a scam.
The best offer I've gotten from any lender for 15 years at 2.25%. Beats better.com by a lot.
I sent over to better.com for matching. Was told they would try, but this would be their last match.
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My current quoted rate is 15yrs 2.65% 0pt and enough lender's credits to cover the cost in section J, but Better doesn't have any lender's credits. Not sure how you got 2.375% that low.
I have a $700k condo with loan amount $260k and in CA like you. Not sure how you can get such low rate. So what's your section J number and how much Lender Credits you'll be getting(before Amex $2500)?
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