Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Heads up, this deal has expired. Want to create a deal alert for this item?
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
  1. Deal Image
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,332,328 Views
Visit Retailer
Good Deal
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal
Visit Retailer

Leave a Comment

Unregistered (You)

9,848 Comments

Sign up for a Slickdeals account to remove this ad.

Jul 03, 2020 03:57 AM
2,468 Posts
Joined Jun 2011
savemybucksJul 03, 2020 03:57 AM
2,468 Posts
Quote from arl16 :
Looks like AimLoam turned off their automatic LE process if you apply via the website. Now its only giving a calculation sheet instead of LE. Oh boy... getting more and more difficult to get any LEs now...
I have done loancabin and lenderfi today. Wondering how long they take currently? Planning sofi later.
Jul 03, 2020 04:43 AM
14 Posts
Joined Jun 2020
MerryFuel495Jul 03, 2020 04:43 AM
14 Posts
Whats the best rate one is getting for 30 year fixed zero points jumbo refinance?
Jul 03, 2020 04:50 AM
274 Posts
Joined Jul 2017
arl16Jul 03, 2020 04:50 AM
274 Posts
Quote from savemybucks :
I have done loancabin and lenderfi today. Wondering how long they take currently? Planning sofi later.
LoanCabin's rates look really good. Unfortunately they don't operate in my state so couldnt get an LE Frown
Jul 03, 2020 06:11 AM
351 Posts
Joined May 2005
KrustyVTJul 03, 2020 06:11 AM
351 Posts
Quote from user017 :
Rep'd

Where do you track? I am at 3.37. No one is coming down for Jumbo loans.
Manual effort only - like you said, jumbo loans aren't moving much at all, so that's just me keeping a daily eye on the posted rates on owning.com. I'm currently at 3.625%, and looking to move down ...
Jul 03, 2020 12:31 PM
19 Posts
Joined Jun 2019
PhillipW1Jul 03, 2020 12:31 PM
19 Posts
I price matched better yesterday with another lender LE. When I got the new LE from Better, they increased the loan amount on the 1st line from the previous LE. I know this is an estimate and I know my payoff amount. Does this estimate really matter in the end?

Thanks!
Jul 03, 2020 12:48 PM
2,521 Posts
Joined Aug 2007
sleekwalletJul 03, 2020 12:48 PM
2,521 Posts
Quote from PhillipW1 :
I price matched better yesterday with another lender LE. When I got the new LE from Better, they increased the loan amount on the 1st line from the previous LE. I know this is an estimate and I know my payoff amount. Does this estimate really matter in the end?

Thanks!
10% shouldn't matter much
Jul 03, 2020 01:26 PM
3,126 Posts
Joined Jun 2007
nicemannJul 03, 2020 01:26 PM
3,126 Posts
Quote from MerryFuel495 :
Whats the best rate one is getting for 30 year fixed zero points jumbo refinance?
Way too many factors. It all depends on your credit score, loan amount, loan to value, and where you live. There has been many sites posted here to check rates instantly.

Sign up for a Slickdeals account to remove this ad.

Jul 03, 2020 02:46 PM
204 Posts
Joined Jun 2013
https404Jul 03, 2020 02:46 PM
204 Posts
Quote from SiennaDeer8270 :
Do you need to wire the closing costs if it's just a few hundred due from the borrower? Seems like a waste of $50 wiring fee for such a small amount.
I gave cashier's check to notary to save wiring fee
Jul 03, 2020 02:54 PM
204 Posts
Joined Jun 2013
https404Jul 03, 2020 02:54 PM
204 Posts
I'm about to apply for the second time , any tips ?
can I use online account ?
Thanks!!
Jul 03, 2020 03:20 PM
904 Posts
Joined Nov 2017
gk6740Jul 03, 2020 03:20 PM
904 Posts
Quote from https404 :
I'm about to apply for the second time , any tips ?
can I use online account ?
Thanks!!
Need a bit more detail what you are doing. Mind readers are rare here.
Apply what and when was first time and what is an online account
Jul 03, 2020 03:30 PM
61 Posts
Joined Sep 2013
tough6guyJul 03, 2020 03:30 PM
61 Posts
Applied online yesterday evening (just pre-approval). Talked to agent today and they gave a 3.125% for a 30 year. 330k loan with < 80% ltv. I asked if they will beat the competitors quotes. Agent did not sound positive, and said they will try to match but they are not trying to beat anymore. Agent suggested if I can get 2.75 else where without points.. may be I am better off going there. Do you guys think I should pursue this or just try with another application?. I did not submit competitors LE yet.
Jul 03, 2020 03:54 PM
3,126 Posts
Joined Jun 2007
nicemannJul 03, 2020 03:54 PM
3,126 Posts
Quote from tough6guy :
Applied online yesterday evening (just pre-approval). Talked to agent today and they gave a 3.125% for a 30 year. 330k loan with < 80% ltv. I asked if they will beat the competitors quotes. Agent did not sound positive, and said they will try to match but they are not trying to beat anymore. Agent suggested if I can get 2.75 else where without points.. may be I am better off going there. Do you guys think I should pursue this or just try with another application?. I did not submit competitors LE yet.
Depending on your credit score a 2.75% without points should not be hard to get. I would try to get a LE for that and if you want submit it to Better. If they say no you can go with the other lender.
Jul 03, 2020 04:26 PM
904 Posts
Joined Nov 2017
gk6740Jul 03, 2020 04:26 PM
904 Posts
Quote from tough6guy :
Applied online yesterday evening (just pre-approval). Talked to agent today and they gave a 3.125% for a 30 year. 330k loan with < 80% ltv. I asked if they will beat the competitors quotes. Agent did not sound positive, and said they will try to match but they are not trying to beat anymore. Agent suggested if I can get 2.75 else where without points.. may be I am better off going there. Do you guys think I should pursue this or just try with another application?. I did not submit competitors LE yet.
It appears you have not read any of this thread.

Common comments are get multiple quotes. Now.
Jul 03, 2020 04:49 PM
9 Posts
Joined Jan 2015
AKAKPJul 03, 2020 04:49 PM
9 Posts
Unfortunately, my experience with better.com has been extremely stressful. They ignore all emails. It is very hard to get hold of anyone even for important changes. Moreover the title company doesn't even provide the email address of the person who will be dealing with closing docs. I am seriously considering backing out of the deal. $2500 amex offer is awesome but i wonder if it worth this much stress.

Sign up for a Slickdeals account to remove this ad.

Jul 03, 2020 05:04 PM
1,476 Posts
Joined Oct 2006
avatar13Jul 03, 2020 05:04 PM
1,476 Posts
Quote from smile17 :
If you're worrying about community property in Texas, talk to an attorney before you sign anything. I'm not a lawyer but refinancing when you're married could mean you convert your personal property to community property. I might be wrong but it can be an expensive mistake if you don't know what you're getting into and God forbids something happen to your marriage.
Thanks I actually did consult with a real estate attorney yesterday. For those in similar situation this is what I found out:

1) I can keep the title as sole ownership. Since it was purchased prior to my marriage I can keep it the same and does not complicate title process during close since I can keep the titling as sole ownership. If I were to buy a new home now that would be different.

2) However, while community property doesn't really affect the title during a refi, it does dictate that from the time of marriage moving forward my spouse has claim to half of the equity build up on the home. In the event we were to get separated the courts could split the equity that it gained. This presumably includes the principle reduction and the appreciation in gain since money I earn while I'm married is considered community funds. Also any funds applied during refinance can also be split since this is paid with community funds. It may not be exactly 50%, especially if I am the primary wage earner and the down payment was done with my pre-marriage money solely. But the courts would want to protect the spouse in the event of separation. So the community property is always in effect once we get married refinance or not.
Last edited by avatar13 July 3, 2020 at 10:08 AM.

Leave a Comment

Unregistered (You)

Related Searches

FinanceCredit CardsAmerican Express Giftcards

Popular Deals

View All
Found by
$1,100$1,25012% offBestBuy DOTD: Bambu Lab - X1C Combo 3D Printer - Silver $1099.99
5
Found by
$20$4050% offBluey: The Videogame (Nintendo Switch) $20 + Free Shipping w/ Prime or on orders over $35
6
Found by
$75$9722% off2-Count Mainstays Wood Outdoor Adirondack Chairs (Turquoise Blue, Black or White) $75 + Free Shipping
3
Found by
$179$40055% off22" LOCO SmartTemp Kettle Charcoal Grill w/ Stand (Black) $179 + Free Shipping
4
Found by
$200$35042% offSony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Black $199.99
16

Trending Deals

View All
Found by
$200$2083% offVisa Virtual $200.00 Gift Card, Email Delivery - No Fee @ Staples
30
Found by
$6.22$2575% offWeber Charcoal Rake Stainless Steel $6.22 Clearance
12
Found by
$144$25042% offDeWalt 60V Blower DCBL772B for $144 at Woot $143.99
5
Found by
$164$23931% offIntel Core i5-14600K - Core i5 14th Gen 14-Core (6P+8E) LGA 1700 125W Intel UHD Graphics 770 Processor - Boxed - BX8071514600K - Walmart.com - $164
4
Found by
$7.99$1233% offBODYTECH Push up Bars (220lb Capacity) $7.99 + Free Shipping w/ Prime or on $35+
1