Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I refinanced in April to a 20 year and received the $2,500 credit. Looking to refi again to drop the rate a bit before the promo expires. Has anyone successfully received the $2,500 twice on the same card?
It's showing in my Better account I qualify (concierge and free appraisal), though would love confirmation.
And guess what, if my "true" score is worst than what I know of then I can't blame lenders for that.
My point is, as a smart shopper one needs to have fairly good idea of rates before they shop. At the end of the day you might $20-30 up or down anyway if you are not locking on the day you are getting estimates so what good is credit check with every lender ?
I am close to closing and my rate doesn't expire until mid August so I may just take my sweet time to annoy them if they don't match.
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https://www.provident.c
For the banks I listed, unfortunately you have to reach out to their lenders to get an estimate. I know in Ameris and Northpointe who can provide you offline.
Loan depot 3.125%
Loan cabin 2.5% advertised waiting on offer
Owning 2.75% but said my loan was too low (235k)
All 30 yr fixed. In CA.
This forum is to help people help themselves. It is not a social agency.
Sign up for a Slickdeals account to remove this ad.
This forum is to help people help themselves. It is not a social agency.
When people post recommendations, it would be helpful if you indicate if online quotes are available. Sometimes I'll look up a recommendation go through all the questions and then at the end it says they'll contact me with the results. I don't want to be contacted. I just want to know the rate and fees.
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