Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
Item 1 of 1
expiredGreenworld123 posted Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards
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9.8K Comments
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30 Yr Fixed – 0 Points
Loan Amount: $259,000.00
Rate: 2.75%
Monthly Principal and Interest: $1,057
Fees: NO LENDER FEES (Appraisal waived)
Credit: $2,600
30 Yr Fixed – 0 Points
Loan Amount: $259,000.00
Rate: 2.625%
Monthly Principal and Interest: $1,040
Fees: NO LENDER FEES (Appraisal waived)
Credit: $1,300
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30 Yr Fixed – 0 Points
Loan Amount: $259,000.00
Rate: 2.75%
Monthly Principal and Interest: $1,057
Fees: NO LENDER FEES (Appraisal waived)
Credit: $2,600
30 Yr Fixed – 0 Points
Loan Amount: $259,000.00
Rate: 2.625%
Monthly Principal and Interest: $1,040
Fees: NO LENDER FEES (Appraisal waived)
Credit: $1,300
Loan Type:30 Year Fixed
Rate:2.625%
Loan Amount:$428,000
Monthly Payment: (P&I) $1,719.00
Discount Points$1,700.00
Lender Closing Credits: ($750.00)
Total Lender Fees:$2,317.00
Betters offer went from 2 days ago offering a 15 yr @ 2.375% + $3801 in points down to $495 in points today.
2.75%/2.75% RATE/APR from one lender.
2.75/2.766% RATE/APR from better + $500 credit + potentially and hopefully $2500.
Why is APR not even 2.75 from better?
If I get $2500, it'd be better. But what if I don't get it? Would better.com be better in this scenario?
But here is the point.
There are MANY little tips and tricks being shared here. If someone does not take the time to read even a few days worth of posts, they are going to cost themselves some money - maybe even in the thousand$.
If they can not even read posts from the same day - they are just downright foolish.
In the meantime, they are making it difficult for the SERIOUS people here that have to go through and read so many posts, over and over.
Betters offer went from 2 days ago offering a 15 yr @ 2.375% + $3801 in points down to $495 in points today.
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Betters offer went from 2 days ago offering a 15 yr @ 2.375% + $3801 in points down to $495 in points today.
Thanks. I have done that. Haven't heard from the concerned person yet
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Share information with the community. Please follow our Community Guidelines and be kind!