Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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2.875% 30 year loan
A+B+C=914
Closing 1000
Lender's credit 500
Amex 2500
No points, no origination charges
Guys please tell me how did I do? TIA
I think lender credit is just luck...
From a different lender I got 4130 credit for a 20yr but 2.625. I should try WM again, maybe. But I am with WM at 2.875 already, from just a month ago.... I doubt they will work with me again...
So i gave him my amex email, name on the card, card type and last 5 digit.
Hopefully it will go thru
That is very nice and proactive! Wish they did that for me. Turns out there was a typo in sending my info and that's why I haven't gotten it in over two months yet. Supposedly it will go to Amex on Monday's batch, so we shall see when it shows up in my account.
That is very nice and proactive! Wish they did that for me. Turns out there was a typo in sending my info and that's why I haven't gotten it in over two months yet. Supposedly it will go to Amex on Monday's batch, so we shall see when it shows up in my account.
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That is very nice and proactive! Wish they did that for me. Turns out there was a typo in sending my info and that's why I haven't gotten it in over two months yet. Supposedly it will go to Amex on Monday's batch, so we shall see when it shows up in my account.
Sweet! A long time, but at least someone "audited" the records!
Better LO says we could get the appraisal fee of $550 waived at closure which is now showing up as cost in section B on loan estimate. I requested to kick off appraisal using the AMEX benefit that offers expedited appraisal at no cost to the customer.
For this, they added a task to me to pay $550 upfront and get refunded at closure and not trying to take this task out. They are insisting on paying this upfront to unblock the process which is weird.
When I ask about whether I would get $550 back or $1100 back at closure, they keep saying $550 since you only paid that much upfront for appraisal while I don't have to.
Additionally, Fannie Mae offered appraisal waiver for my property and they mentioned that I could also choose to get appraised for free at the end by paying upfront.
Did anyone come across this situation as I'm bit confused on their advise because what's the point of asking to pay upfront and giving back the same amount at closure while we had the benefit to getting appraisal done for free either through Fannie Mae or Amex offer. Am I missing something or dealing with stupid LO at my end ?
It feels like I had to pull teeth just to get that and was wondering if Better would accept that as an offer to match or whether they needed an official LE.
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It feels like I had to pull teeth just to get that and was wondering if Better would accept that as an offer to match or whether they needed an official LE.
Same here! Didn't send it to Better since it wasn't that great.
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