Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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If it helps anyone. I was given a "Right of Notice to Cancel" until midnight 15th July on the 11th July when I signed the closing documents. There was a mandatory 3 business day waiting (13, 14, and 15 July).
Here is the notice on federal reserve website form H-9 [federalreserve.gov]
Congratulations on funding your loan, my first name! You can expect your American Express® statement credit to be applied to your account within 8-12 weeks.
To check eligibility requirements, you can review the terms at the bottom of the offer landing page or call the number on the back of your credit card.
Thanks again for working with Better.com!
Congratulations on funding your loan, my first name! You can expect your American Express® statement credit to be applied to your account within 8-12 weeks.
To check eligibility requirements, you can review the terms at the bottom of the offer landing page or call the number on the back of your credit card.
Thanks again for working with Better.com!
Most lenders are willing to beat/match including Watermark who has said that if you find a lower LE they'll match/beat (lets see).
Shahhere
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Over the phone he gave me number of 2.625 with lender credit of $1800 for a 30 year fixed.
Only problem is that he's pretty much refusing to give me a LE unless i lock.
Can i lock and then back out?
Can i just get a copy of LE and fill out his numbers just so i can use it for better.com to compete. This is super frustrating.
I refinanced with better in May month. Now refinancing again with them.
Do I need to pay transfer taxes again?
Can I get any concessions in title services ?
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I tried LC, aimloan, and hightechlending. Tried WM as well, but they are not that competitive.
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