Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
Item 1 of 1
expiredGreenworld123 posted Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards
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can you tell where did you get LE to match with better. Currently I have 2.5 with 2K lender credit with better.com. If I get other LE, I can ask for match.
Thanks,
Jag
can you tell where did you get LE to match with better. Currently I have 2.5 with 2K lender credit with better.com. If I get other LE, I can ask for match.
Thanks,
Jag
This is not an investment thread.
There are LOTS of places to discuss investments. By the way, do you realize that people that BUY these mortgages do it for an investment?
This thread is already too long with repeated questions.
PLEASE DO NOT POST INVESTMENT IDEAS
DO NOT FEED THE TROLLS BY REPLYING
This is not an investment thread.
There are LOTS of places to discuss investments. By the way, do you realize that people that BUY these mortgages do it for an investment?
This thread is already too long with repeated questions.
PLEASE DO NOT POST INVESTMENT IDEAS
DO NOT FEED THE TROLLS BY REPLYING
This is not an investment thread.
There are LOTS of places to discuss investments. By the way, do you realize that people that BUY these mortgages do it for an investment?
This thread is already too long with repeated questions.
PLEASE DO NOT POST INVESTMENT IDEAS
DO NOT FEED THE TROLLS BY REPLYING
No, he has a point! Not every response can be about investing in a damm stock and options and stuff; these are wasteful replies and don't help people.
I am disciplined and even and all and with a lower % loan I'd like to invest but you know what you shouldn't. Your home is your home and investing against your home doesn't apply to most despite the low loan value. You should vary your risk but saying invest in TESLA over an over is downright stupid at this point, sorry to say the least.
Shahhere
Amercian Express website says "Apply by 7/25/20 and close by 10/28/20 to get this offer. Offer is only available by clicking this link and following the steps on the Better.com website."
Doe this mean one has to lock in a rate with Better.com by 7/25/2020?
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Since there is ZERO cost or obligation to apply, you may want to consider doing your application on the 24th or 25th.
Since there is ZERO cost or obligation to apply, you may want to consider doing your application on the 24th or 25th.
The offer has been extended historically but again the rates have not been this low since the last extension and so Better might have enough business to not have to keep doing this....no one knows...Keep an eye on the offer page and see if it gets updated on the last day or the last few days....
Shahhere
Better is asking to prepaid 2 months + additional 6 months property tax at closing. Anyone know what is the reason that they ask for 8 months of property tax? Can I ask them to reduce the number of months?
Once the loan is closed, can I ask the mortgage company to remove the escrow account for property tax right away (as I plan to pay property tax on my own)? Or do I need to wait for a few months before asking them to remove escrow account?
Thanks.
What you need to do is take your monthly escrow amount, and do a monthly calc of inflows (monthly payment) and monthly outflows (taxes/insurance). In looking at a 12 month payout, presumably one month will have the lowest rolling balance. Based on RESPA, that amount should not be less than 2 months of your payments. Your initial escrow contribution will be the "cushion" to get you to that 2-month minimum balance amount.
So, did you lock with https://hightechlending
Did you try to using https://hightechlending
To be eligible for the $2,500 statement credit, you must (i) click-through the dedicated offer link, and (ii) submit a completed application on Better Mortgage's webpage dedicated to the offer no later than 7/25/2020,
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I didn't have this offer in my Amex offers page. I logged into my Amex account, in another tab opened the offer link from slickdeals and proceeded to apply from there..
New purchase. How long from now to get Loan disclosure document and an option to choose Closing date??
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