Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Or you can post your ssn, copy of your mortgage statement, send us your credit report, show us your address, scan us your drivers license and we can do it for you.
Or you can post your ssn, copy of your mortgage statement, send us your credit report, show us your address, scan us your drivers license and we can do it for you.
He promised me $2k in lender credits on the phone, but came back said they couldn't do that.
I can take this to better.com, but how do those numbers sound. This is for 30 year fixed.
He promised me $2k in lender credits on the phone, but came back said they couldn't do that.
I can take this to better.com, but how do those numbers sound. This is for 30 year fixed.
Sign up for a Slickdeals account to remove this ad.
He promised me $2k in lender credits on the phone, but came back said they couldn't do that.
I can take this to better.com, but how do those numbers sound. This is for 30 year fixed.
Has any one had this experience? i thought they would def offer some thing better.
Has any one had this experience? i thought they would def offer some thing better.
You have to apply, lock and proceed from there. Better is more willing to do thins the more committed you are in the processing. If you are just at the front end of it then many have gotten rejected. I went all the way to the lock stage to get a comparable offer and then PM later.
There is also the possibility that they wont match as has been the case for many.
Shahhere
I have a lender that was servicing my loan in 2014 who I had reached out last week to see what they could do as their letter stated that they'd beat any offers out there.
Not having high hopes and even if they beat it I'd figured it was only by a hundred at best but lo and behold they have taken my Better Estimate of -$2150 for 2.75% and are kicking back a really large credit at the same rate and kicking back almost -$6600. The credit is large enough for me to consider this a "True No Closing Cost" loan and not bring any money to close.
Verbally this was unheard of yesterday and I do have a Loan Estimate reflecting that credit and am awaiting the Lender to "Lock" the rate/credit so I can fully share/post the Lender details and here. I highly doubt that others will be able to replicate this deal My 227K loan with 47% LTV and a good Debt to Income and Credit score combined with probably some sort of an exemption by the lender?
I've sent it to Better but don't think they'll come close and think they'll flat out reject the match. I'll post the Lender Info and the Direct Contact to the LO who helped me and she is willing to do similar PriceMatch deals and stated to mention "Shahhere" so she can keep track of the source of this information. I AM NOT GETTING ANY KICKBACKS FYI so proceed at your own will at this point if you do or don't believe me
Shahhere
I have a lender that was servicing my loan in 2014 who I had reached out last week to see what they could do as their letter stated that they'd beat any offers out there.
Not having high hopes and even if they beat it I'd figured it was only by a hundred at best but lo and behold they have taken my Better Estimate of -$2150 for 2.75% and are kicking back a really large credit at the same rate and kicking back almost -$6600. The credit is large enough for me to consider this a "True No Closing Cost" loan and not bring any money to close.
Verbally this was unheard of yesterday and I do have a Loan Estimate reflecting that credit and am awaiting the Lender to "Lock" the rate/credit so I can fully share/post the Lender details and here. I highly doubt that others will be able to replicate this deal My 227K loan with 47% LTV and a good Debt to Income and Credit score combined with probably some sort of an exemption by the lender?
I've sent it to Better but don't think they'll come close and think they'll flat out reject the match. I'll post the Lender Info and the Direct Contact to the LO who helped me and she is willing to do similar PriceMatch deals and stated to mention "Shahhere" so she can keep track of the source of this information. I AM NOT GETTING ANY KICKBACKS FYI so proceed at your own will at this point if you do or don't believe me
Shahhere
thank you! Looking forward to the info!
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I have a lender that was servicing my loan in 2014 who I had reached out last week to see what they could do as their letter stated that they'd beat any offers out there.
Not having high hopes and even if they beat it I'd figured it was only by a hundred at best but lo and behold they have taken my Better Estimate of -$2150 for 2.75% and are kicking back a really large credit at the same rate and kicking back almost -$6600. The credit is large enough for me to consider this a "True No Closing Cost" loan and not bring any money to close.
Verbally this was unheard of yesterday and I do have a Loan Estimate reflecting that credit and am awaiting the Lender to "Lock" the rate/credit so I can fully share/post the Lender details and here. I highly doubt that others will be able to replicate this deal My 227K loan with 47% LTV and a good Debt to Income and Credit score combined with probably some sort of an exemption by the lender?
I've sent it to Better but don't think they'll come close and think they'll flat out reject the match. I'll post the Lender Info and the Direct Contact to the LO who helped me and she is willing to do similar PriceMatch deals and stated to mention "Shahhere" so she can keep track of the source of this information. I AM NOT GETTING ANY KICKBACKS FYI so proceed at your own will at this point if you do or don't believe me
Shahhere
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