Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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My plan was to get a good Penfed rate and try and get Better to price match it. Problem is rates are changing so quickly at Penfed. I've seen the 15 year refinance rate go up .5 percent from one day to the next.
To be eligible for AMEX credit, you ether need to have signed up through the AMEX link OR ask your Better contact to make sure that it is added/tagged onto your account/loan. I signed up through the link and it was automatic. Even if you sign up through the link it is a good idea to confirm with Better that your loan is eligible for the credit.
my account is still with TMS. Waiting for closing disclosure to see the tax discount.
I think my LO might be blowing smoke as I don't see any rate portal qualification here: https://better.com/faq/better-gua...fine-print
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I think my LO might be blowing smoke as I don't see any rate portal qualification here: https://better.com/faq/better-gua...fine-print
I think my LO might be blowing smoke as I don't see any rate portal qualification here: https://better.com/faq/better-gua...fine-print
Only option to try to refuse them and let them response with counter offer. If you keep chasing they won't budge.
Caliber; who I posted earlier came back and said sorry but they are completely backedup and that while they get the "Exemption" pricing approved by their VP which has a long queue thanks to the SD effect but that I'll get the quoted numbers. Their system automatically sends Docs over every 3 days to keep things moving.
My options:
1) Close with Better.com Next week and Blow Caliber off.
2) Close with Better.com Next week and Refinance with Caliber in Sept again as the loan will be funded but i wouldn't have made a payment so the payoff statement etc will be hard to get........No sure if I'll get the Amex credit?
3) Close with Caliber as their credit upfront is better than Better.com after Amex as well.
Shahhere
I think my LO might be blowing smoke as I don't see any rate portal qualification here: https://better.com/faq/better-gua...fine-print
I told them I am not interested in the credits. Have to see what they come back with Monday
I told them I am not interested in the credits. Have to see what they come back with Monday
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