Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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The new officers that I was assigned to are really horrible. They say they matched, then goes on to give me $8000 in points. Quite ridiculous.
I actually really like my guy. Unlike most at Better, he is very quick to respond to emails and handle any requests I send him. I just hope he doesn't see the app and feel salty knowing that I will refi the loan he's already processing. If he is cool with that, I would love to work with him again.
I actually really like my guy. Unlike most at Better, he is very quick to respond to emails and handle any requests I send him. I just hope he doesn't see the app and feel salty knowing that I will refi the loan he's already processing. If he is cool with that, I would love to work with him again.
And are you refinancing immediately after it closes next week?
I actually really like my guy. Unlike most at Better, he is very quick to respond to emails and handle any requests I send him. I just hope he doesn't see the app and feel salty knowing that I will refi the loan he's already processing. If he is cool with that, I would love to work with him again.
I thought many lenders won't let you refinance till at least 6 months after one closed.
And are you refinancing immediately after it closes next week?
I emailed my processing expert asking how that would work with the $550 charge going through on my card (not just pending), her response today was, "In regards to the $550 charged on your credit card for the appraisal, that will be refunded to your credit card at the closing of your loan."
Attachment 9255881
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Interesting too, that in all three of my apps, whoever got it first was then reassigned within one business day.
15 Year $316K TX loan, 69% LTV
Rate - 2.25%
Total Closing Costs: 1734
Lender credit: 944
Out of Pocket : 1734-944 = 790
Amex Rewards : 2500
Rate locked on July 11th
Closed July 28th
This is my second refi, closed the first refi June 13th
Interesting too, that in all three of my apps, whoever got it first was then reassigned within one business day.
Do keep us posted on how it goes...
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My original credit was $1300 and now it's $400 after they "found" a tiny lien on my home (less than $10k lien - not heloc/2nd mortgage) that I told them about on day one. My LO is saying it that's typical but no one bothered telling me it reduced (I noticed it by happenstance reviewing my LE online).
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