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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,955 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jan 2006
L7: Teacher
> bubble2 2,131 Posts
473 Reputation
FREEALTA
02-28-2020 at 08:14 AM.
02-28-2020 at 08:14 AM.
Quote from DrOmango :
Paypal does ACH transfers. I'm just trying to find what would be the easiest which is I already have money in my account from another bank institution. But how does it work when a company I contract for uses PayPal to handle payments? This contractor doesn't deal with direct deposit to my bank institution anymore...
ACH from paypal have mixed results, good luck.
https://www.doctorofcredit.com/kn...ells_Fargo
Reply
Joined Mar 2014
L2: Beginner
> bubble2 60 Posts
22 Reputation
DanielN7754
03-03-2020 at 09:23 AM.
03-03-2020 at 09:23 AM.
Quote from iBoo :
I closed my Wells Fargo account and reopened a week later for this promotional bonus offer. I received a approval for checking account and an email a mentioning that I'm good for the bonus.

How long after reopening an account did you recieve that email saying you were good for the $400? I opened mine up last night and recieved several emails thereafter but none mentioning the bonus offer.
Reply
Joined Jan 2012
L5: Journeyman
> bubble2 878 Posts
104 Reputation
ngvuanh
03-03-2020 at 09:44 AM.
03-03-2020 at 09:44 AM.
No hassle to open as US Bank, thank you OP
Reply
Joined Nov 2011
L10: Grand Master
> bubble2 8,535 Posts
569 Reputation
iBoo
03-03-2020 at 03:56 PM.
03-03-2020 at 03:56 PM.
Quote from DanielN7754 :
How long after reopening an account did you recieve that email saying you were good for the $400? I opened mine up last night and recieved several emails thereafter but none mentioning the bonus offer.
when i received an sm from wf that it was closed, i waited like a week
Reply
Joined Dec 2011
L7: Teacher
> bubble2 2,888 Posts
212 Reputation
hbsjr
03-07-2020 at 10:15 PM.
03-07-2020 at 10:15 PM.
I can withdraw the $4000 total direct deposit right? Account doesn't need to have a $4000 balance within 90 days?
Reply
Joined Jan 2007
L3: Novice
> bubble2 265 Posts
69 Reputation
Blizzysip
03-08-2020 at 05:12 PM.
03-08-2020 at 05:12 PM.
FYI for others that Venmo does not appear to be counting as a direct deposit for me (judging by the fee summary not showing an "X" for deposits.) This was with a slow Venmo transfer. I did use instant linking at first (entering username/pass to link from Venmo,) not sure if that screwed it up. I deleted the account and did again with the two small deposits... still didn't work after that either.

EDIT: I think I am incorrect; I am seeing these as Category: Direct Deposit after all
Reply
Last edited by Blizzysip March 9, 2020 at 06:31 AM.
Joined Jun 2012
L4: Apprentice
> bubble2 350 Posts
221 Reputation
flyeaglesfly33
03-09-2020 at 06:21 AM.
03-09-2020 at 06:21 AM.
Quote from Blizzysip :
FYI for others that Venmo does not appear to be counting as a direct deposit for me (judging by the fee summary not showing an "X" for deposits.) This was with a slow Venmo transfer. I did use instant linking at first (entering username/pass to link from Venmo,) not sure if that screwed it up. I deleted the account and did again with the two small deposits... still didn't work after that either.
I had the opposite result with Venmo. I did the instant linking and underneath the deposit it says "Category: Direct Deposits" and on my first statement it had a check next to the direct deposit section..
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Joined Jan 2007
L3: Novice
> bubble2 265 Posts
69 Reputation
Blizzysip
03-09-2020 at 06:31 AM.
03-09-2020 at 06:31 AM.
Quote from flyeaglesfly33 :
I had the opposite result with Venmo. I did the instant linking and underneath the deposit it says "Category: Direct Deposits" and on my first statement it had a check next to the direct deposit section..
You know what, you are right - mine says that too. I think I was misreading the "fee summary" page thinking that it was reflecting the active fee period... but it seems like it's showing what happened in the last posted fee period.
Reply
Joined Dec 2019
New User
> bubble2 13 Posts
10 Reputation
dolaraja
03-24-2020 at 07:13 PM.
03-24-2020 at 07:13 PM.
Quote from hbsjr :
I can withdraw the $4000 total direct deposit right? Account doesn't need to have a $4000 balance within 90 days?
can someone please answer this question?
Reply
Joined Sep 2011
L3: Novice
> bubble2 122 Posts
14 Reputation
samuel111
03-24-2020 at 07:25 PM.
03-24-2020 at 07:25 PM.
Quote from SamsungS10e :
Can't we cancel account after $400
Don't worry, you maybe won't even have to...
Just had someone withdrawn 2k in 2 different branches a week ago from my checking - and they still "investigate"; didn't even mark it as a "claim" yet, let alone refunded. Covering for an internal job, I'd guess.
Crooks!
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Joined Jul 2004
L4: Apprentice
> bubble2 332 Posts
239 Reputation
TJ & ME
04-07-2020 at 05:22 AM.
04-07-2020 at 05:22 AM.
Has anybody gotten the $400 deposited yet in their account yet?
Reply
Joined Oct 2014
L3: Novice
> bubble2 261 Posts
19 Reputation
money213
04-14-2020 at 10:43 PM.
04-14-2020 at 10:43 PM.
Quote from TJ & ME :
Has anybody gotten the $400 deposited yet in their account yet?

I'd like to know as well! I met the DD requirement a few weeks back and I'm just about to complete my 90 days
Reply
Joined Mar 2006
L3: Novice
> bubble2 205 Posts
159 Reputation
tsdestiny
04-14-2020 at 11:15 PM.
04-14-2020 at 11:15 PM.
Quote from money213 :
I'd like to know as well! I met the DD requirement a few weeks back and I'm just about to complete my 90 days

I met the requirement about 2 weeks ago and no bonus yet. Per the offer, looks like it will come within 30 days after the 90 day qualification period.

Here's how the offer reads:
"After the 90-day qualification period, we will deposit the bonus into your new checking account within the following 30 days if you have met all offer requirements. Throughout the qualification period and until the bonus is paid, your account must remain open with a balance greater than $0."
Reply
Joined Oct 2014
L3: Novice
> bubble2 261 Posts
19 Reputation
money213
04-14-2020 at 11:17 PM.
04-14-2020 at 11:17 PM.
Quote from tsdestiny :
I met the requirement about 2 weeks ago and no bonus yet. Per the offer, looks like it will come within 30 days after the 90 day qualification period.

Here's how the offer reads:
"After the 90-day qualification period, we will deposit the bonus into your new checking account within the following 30 days if you have met all offer requirements. Throughout the qualification period and until the bonus is paid, your account must remain open with a balance greater than $0."

Appreciate the info! Please update us when you receive your bonus within the 30 days after. Thanks!
Reply

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Joined Nov 2012
L3: Novice
> bubble2 280 Posts
55 Reputation
WRXDEV
04-29-2020 at 11:44 AM.
04-29-2020 at 11:44 AM.
I got my $400 bonus exactly 90 days after opening the account and meeting all requirements.
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