Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Forum Thread

Mortgage Rates

6,363 552 March 6, 2020 at 05:13 AM
Deal
Score +1
16,682 Views

Thread Details

+1 Deal Score
16,682 Views
Who has the lowest 30 year currently?
Add a Comment
Report Reply

91 Comments

View Forum Thread

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
03-17-2020 at 11:47 AM.
03-17-2020 at 11:47 AM.
Quote from macb :
I refi'ed 30yr at 3.375 with lender credits fully covering closing and other costs. If I waited a week later, I could've gotten 3.25 with same lender credits. A week later, the rates spiked up as others mention

.... and I already have a 3.25 15 yr I am looking to get lower, even a 10 yr depending on the rate.
Reply
Joined Feb 2008
L9: Master
> bubble2 5,212 Posts
2,992 Reputation
Pro
scrapplejoe
03-17-2020 at 12:23 PM.
03-17-2020 at 12:23 PM.
best site to monitor rates please....
Reply
Joined Mar 2007
L5: Journeyman
> bubble2 686 Posts
97 Reputation
zbs
03-18-2020 at 05:16 PM.
03-18-2020 at 05:16 PM.
Anyone know the best online broker for a person looking for a 1st home loan?

Can a person like me go directly to the government for a extra low rate loan?

thanks
Reply
Joined May 2007
L4: Apprentice
> bubble2 344 Posts
55 Reputation
is_250
03-22-2020 at 08:36 PM.
03-22-2020 at 08:36 PM.
i saw that rates had dropped for literally only a week... Damn I missed it!
Reply
Joined Sep 2016
L3: Novice
> bubble2 263 Posts
90 Reputation
hdlk
03-26-2020 at 11:59 PM.
03-26-2020 at 11:59 PM.
Are rates going to go down again as refinancing demand eases?

For a condo, how is 3.625% for 30 year fixed with no points/no credits?
Reply
Joined Jun 2010
L9: Master
> bubble2 4,205 Posts
1,558 Reputation
alMac
03-27-2020 at 06:52 AM.
03-27-2020 at 06:52 AM.
Quote from hdlk :
Are rates going to go down again as refinancing demand eases?

For a condo, how is 3.625% for 30 year fixed with no points/no credits?
Is that Condo, an investment property?
Reply
Joined Sep 2016
L3: Novice
> bubble2 263 Posts
90 Reputation
hdlk
03-27-2020 at 11:47 AM.
03-27-2020 at 11:47 AM.
Quote from alMac :
Is that Condo, an investment property?
No, primary residence. But I recently moved for a job and split my time so if it doesn't qualify, then it will be considered a secondary residence.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2011
L6: Expert
> bubble2 1,622 Posts
660 Reputation
Dilbertic
04-22-2020 at 12:25 AM.
04-22-2020 at 12:25 AM.
I wanted to refi my 30 year loan about 8 years into it about 420k at 3.75, but I am not seeing good rates unless I swap down to a 15 year. I guess the banks are not passing along the love.
Reply
Joined Jan 2019
L3: Novice
> bubble2 183 Posts
30 Reputation
terirozek
04-22-2020 at 11:42 AM.
04-22-2020 at 11:42 AM.
Quote from Dilbertic :
I wanted to refi my 30 year loan about 8 years into it about 420k at 3.75, but I am not seeing good rates unless I swap down to a 15 year. I guess the banks are not passing along the love.
I got 2.875% on a $112k refi for 15 year
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
04-22-2020 at 03:52 PM.
04-22-2020 at 03:52 PM.
Also I see refi rates are quite a bit higher than first mortgages. I was excited seeing ~ 2.6x from PFCU until I realized that was a first mortgage rate. Refi's were still 3+
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,207 Posts
333 Reputation
dukeblue219
04-23-2020 at 05:16 PM.
04-23-2020 at 05:16 PM.
I refi'd in March with Lenderfi to 2.875% on a 30 year fixed with a $1k lender credit (after including all fees). No appraisal even. It was a smoking hot deal.
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
04-23-2020 at 06:10 PM.
04-23-2020 at 06:10 PM.
Quote from dukeblue219 :
I refi'd in March with Lenderfi to 2.875% on a 30 year fixed with a $1k lender credit (after including all fees). No appraisal even. It was a smoking hot deal.
Too bad, the rates there are trash now (for me); they can't even beat the rate I got 4 years ago
Reply
Joined Jan 2014
L2: Beginner
> bubble2 443 Posts
482 Reputation
moorheadhawk
04-23-2020 at 08:45 PM.
04-23-2020 at 08:45 PM.
3.125% for what my brother-in-law got last week for 30-year fixed.

I recently refinanced through Better.com for 3.275 for 20-year fixed (I had a 3.875 30 prior to that and I essentially made $2000 to refi hence I don't regret this refi). I might try and refi again for either 15-year or below 3 percent rate.
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
04-24-2020 at 09:28 AM.
04-24-2020 at 09:28 AM.
Quote from moorheadhawk :
3.125% for what my brother-in-law got last week for 30-year fixed.

I recently refinanced through Better.com for 3.275 for 20-year fixed (I had a 3.875 30 prior to that and I essentially made $2000 to refi hence I don't regret this refi). I might try and refi again for either 15-year or below 3 percent rate.

Odd I am finding 10's at higher rate than 15's refi, and the rates offered for either aren't worth the hassle to refi for me - current 15 yr 3.25% with 11 yrs left. I figure if I can find a 10 at a lower rate, the lower rate would probably make up for the term difference (from a cash flow perspective); if I am forced into a 15 for a lower rate I can just make payments like it was a 10. NBD. But I need to find that low rate first, and one that doesn't have some obscene fees. PenFed has been trash lately and usually they are pretty good.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jan 2014
L2: Beginner
> bubble2 443 Posts
482 Reputation
moorheadhawk
04-24-2020 at 09:39 AM.
04-24-2020 at 09:39 AM.
Quote from Dr. J :
Odd I am finding 10's at higher rate than 15's refi, and the rates offered for either aren't worth the hassle to refi for me - current 15 yr 3.25% with 11 yrs left. I figure if I can find a 10 at a lower rate, the lower rate would probably make up for the term difference (from a cash flow perspective); if I am forced into a 15 for a lower rate I can just make payments like it was a 10. NBD. But I need to find that low rate first, and one that doesn't have some obscene fees. PenFed has been trash lately and usually they are pretty good.
Did you see the rocket mortgage or better.com $2500 amex statement offer? I essentially started application with both and sent them to a dog fight to beat each others rate. The rate dipped steeply after I refinanced but the head to head battle resulted in much more competetive rate than what i was initially offered and with the $2500 amex statement credit, I ended up walking away making $2000 for the refi and obviously, lower rate and term.
Reply
Page 3 of 7
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.