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Chase Freedom Unlimited®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,236 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,236 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

558 Comments

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Sep 2006
And down goes Dwyane Wade
> bubble2 5,975 Posts
2,545 Reputation
steven88
07-25-2020 at 01:39 AM.
07-25-2020 at 01:39 AM.
Can you have multiple Chase Freedom Unlimited cards and qualify for bonus? I already have one.
Reply
Joined Oct 2004
L5: Journeyman
> bubble2 659 Posts
91 Reputation
skylinegtr
07-25-2020 at 02:57 AM.
07-25-2020 at 02:57 AM.
when is last day for this promo?
Reply
Joined Dec 2006
Hellspawn
> bubble2 7,844 Posts
1,033 Reputation
ketamine
07-25-2020 at 05:01 AM.
07-25-2020 at 05:01 AM.
Quote from thegangsterle :
Rejected. My credit score is 800. The only thing i can point to is my pending refinance on my property.
Chase has a 5/24 rule and most of us who are churning these cards are at lol/24.
1
Reply
Joined Dec 2011
L2: Beginner
> bubble2 28 Posts
26 Reputation
glen4321
07-25-2020 at 05:07 AM.
07-25-2020 at 05:07 AM.
I have a 803 credit score and just got denied. I've only opened 1 credit card in the past 2 years, so I shouldn't be anywhere near this 5/24 rule everyone is mentioning. I am truly baffled. I can't think of a single reason I'd be denied. Letter will be coming in 7-10 days I guess.
Reply
Joined Nov 2019
I have been here before
> bubble2 346 Posts
204 Reputation
LiquidIQ
07-25-2020 at 05:13 AM.
07-25-2020 at 05:13 AM.
I applied for this a few weeks ago - wondering if I am eligible? I don't see the offer when I look in my Chase account.

Also, initially I wasn't approved because I have my CREDIT FROZEN. I keep forgetting about that. Got a letter to call them after it was unfrozen, then took a few minutes to get approved on the phone.
Reply
Joined Dec 2019
L2: Beginner
> bubble2 548 Posts
74 Reputation
Ned_Peters
07-25-2020 at 05:16 AM.
07-25-2020 at 05:16 AM.
Bang,,,, 19,400 credit limit - -sweet baby jesus
1
Reply
Joined Mar 2008
L6: Expert
> bubble2 1,308 Posts
185 Reputation
gtsh0pp3r
07-25-2020 at 05:44 AM.
07-25-2020 at 05:44 AM.
Quote from glen4321 :
I have a 803 credit score and just got denied. I've only opened 1 credit card in the past 2 years, so I shouldn't be anywhere near this 5/24 rule everyone is mentioning. I am truly baffled. I can't think of a single reason I'd be denied. Letter will be coming in 7-10 days I guess.

Call them and get a quick answer
Reply

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Joined Oct 2011
L4: Apprentice
> bubble2 457 Posts
42 Reputation
casualfitzy
07-25-2020 at 05:49 AM.
07-25-2020 at 05:49 AM.
I have a Chase Freedom Unlimited card that I got ~8 years ago. If I apply for this one, I won't get the $200 bonus, correct? I'd have to close that one first?

"This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months."
Reply
Joined Aug 2008
Gonna Rep You A New One
> bubble2 10,933 Posts
2,084 Reputation
Slimeyface
07-25-2020 at 05:58 AM.

Our community has rated this post as helpful. If you agree, why not thank Slimeyface

07-25-2020 at 05:58 AM.
Quote from steven88 :
Can you have multiple Chase Freedom Unlimited cards and qualify for bonus? I already have one.
Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.

Quote from glen4321 :
I have a 803 credit score and just got denied. I've only opened 1 credit card in the past 2 years, so I shouldn't be anywhere near this 5/24 rule everyone is mentioning. I am truly baffled. I can't think of a single reason I'd be denied. Letter will be coming in 7-10 days I guess.
Call the reconsideration line immediately.

Quote from robj144 :
I got rejected and have a credit score of over 800. I have a Chase card, but I got it over a year ago. What the hell?
Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
3
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 7,454 Posts
892 Reputation
KMan
07-25-2020 at 06:41 AM.
07-25-2020 at 06:41 AM.
If you're an authorized additional member on someone else's account for this card, are you allowed to apply for yourself as well, or do you have to choose one or the other?
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,343 Posts
113 Reputation
Audizzz
07-25-2020 at 06:50 AM.
07-25-2020 at 06:50 AM.
I already have this card, but when I try to create referral to my friend it says - offer not available? Why is that.? I did referal for many chase credit cards and never had this problem....
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,562 Posts
1,710 Reputation
Pro
Tazmania99
07-25-2020 at 06:52 AM.
07-25-2020 at 06:52 AM.
When you receive the denial letter, give them a call to review your application again and appeal the denial decision. It doesn't hurt you to do so.

Quote from glen4321 :
I have a 803 credit score and just got denied. I've only opened 1 credit card in the past 2 years, so I shouldn't be anywhere near this 5/24 rule everyone is mentioning. I am truly baffled. I can't think of a single reason I'd be denied. Letter will be coming in 7-10 days I guess.
Reply
Joined Nov 2010
L3: Novice
> bubble2 234 Posts
132 Reputation
nld09
07-25-2020 at 07:34 AM.
07-25-2020 at 07:34 AM.
I switched over to this card recently from the Fidelity Investment Credit Card 2% reward. The FI CC 2% reward was pretty lame. In order to get 2% cash back, you have to put those reward points into your Fidelity Investment account or else you can only get 1% cash back on everything else.
Reply
Joined Aug 2011
L6: Expert
> bubble2 1,932 Posts
105 Reputation
robrob777
07-25-2020 at 07:37 AM.
07-25-2020 at 07:37 AM.
I've gotten 1650 dollars in chase accounts...just for fun.. Never paid a fee or interest.. I like chase more than bofa

I have 650 dollar balance in my checking account there...
3
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Last edited by robrob777 July 25, 2020 at 07:39 AM.

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Joined Oct 2009
L5: Journeyman
> bubble2 631 Posts
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Fincoon
07-25-2020 at 07:50 AM.
07-25-2020 at 07:50 AM.
Just be careful with debt everybody. Learn from Dave Ramsey on YouTube and never look back on plastics. Use it and pay it off every month. Don't spend more than you make and give money to the banks on interest. Have a budget and live debt free.
1
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