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Chase Freedom UnlimitedĀ®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,619 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,619 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Mar 2007
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> bubble2 4,160 Posts
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BobCoxner
07-26-2020 at 06:00 AM.
07-26-2020 at 06:00 AM.
Quote from b00s :
is this worthy ? or is there any other better credit card offer with 0 percent fees ?

https://www.bankrate.com/finance/...dit-cards/
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
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Knightshade
07-26-2020 at 06:49 AM.
07-26-2020 at 06:49 AM.
Quote from koge811 :
um i got 6% back from amex so its meh for me.

500 dollars cash back for hard credit inquiry ok then

This is 5x UR, which is (for many folks) more valuable than 6% cash... (7.5% cash back equivalent on the low end, potentially even higher).

Plus the 6% cash card has an annual fee but that's a whole other discussion.


Quote from imek :
But the point is worth around half a cent per point right? So it is more like 3% back on grocery with that Amex card.
Nope- see above, it's really 6% CB- $95 annual fee though. Potentially worthwhile if you spend a LOT of groceries and also can't get significantly higher value out of chase UR points.
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Joined Jun 2012
L6: Expert
> bubble2 1,671 Posts
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Firebird72
07-26-2020 at 07:12 AM.
07-26-2020 at 07:12 AM.
Quote from b00s :
is this worthy ? or is there any other better credit card offer with 0 percent fees ?
0 percent fees? There is no annual fee for this card, if that's what you mean.
No fees on this card, as long as you pay at least the minimum on time. You also have 0% Interest for 15 months!
Reply
Last edited by Firebird72 July 26, 2020 at 07:21 AM.
Joined Mar 2016
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Audizzz
07-26-2020 at 11:22 AM.
07-26-2020 at 11:22 AM.
I already have this card, but when I try to create referral to my friend it says - offer not available? Why is that.? I did referal for many chase credit cards and never had this problem....
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Joined Jun 2019
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> bubble2 2,124 Posts
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Fanime
07-26-2020 at 11:31 AM.
07-26-2020 at 11:31 AM.
Quote from Audizzz :
I already have this card, but when I try to create referral to my friend it says - offer not available? Why is that.? I did referal for many chase credit cards and never had this problem....
Did you try it again? it always fails for me the first time, try generating a referral link again
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Joined Mar 2016
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Audizzz
07-26-2020 at 11:36 AM.
07-26-2020 at 11:36 AM.
Quote from Fanime :
Did you try it again? it always fails for me the first time, try generating a referral link again
I tried yesterday and today it say:
"The offer you are attempting to access is not available for the card account you entered."

I opened this card around 19june2020 may be I have to wait like 90 days or something to refer???
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Joined Oct 2012
L3: Novice
> bubble2 168 Posts
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mehrab012
07-26-2020 at 01:33 PM.
07-26-2020 at 01:33 PM.
I applied for the card just a day before this offer came. Called chase and no luck. Super disappointed
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Joined Dec 2008
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perdeal
07-26-2020 at 03:20 PM.
07-26-2020 at 03:20 PM.
Isn't $200 the regular bonus?
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Joined Dec 2017
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b00s
07-26-2020 at 03:34 PM.
07-26-2020 at 03:34 PM.
how long it takes to get the card in post after approval ?
is it instant approval ?
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Joined Dec 2017
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b00s
07-26-2020 at 03:34 PM.
07-26-2020 at 03:34 PM.
Quote from Firebird72 :
0 percent fees? There is no annual fee for this card, if that's what you mean.
No fees on this card, as long as you pay at least the minimum on time. You also have 0% Interest for 15 months!
Yes i was referring 0 percent annual fees. Thanks for the reply.
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Joined Sep 2009
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Knightshade
07-26-2020 at 04:02 PM.
07-26-2020 at 04:02 PM.
Quote from perdeal :
Isn't $200 the regular bonus?
It's 20,000 UR actually (which is $200 if you take a lower-value cashout)

Anyway the offer has bounced around in the 15k-20k range over the years... the extra thing that's new is the 5x on groceries for a limited time on top of that... which combined with the 1.5x pay-your-self-back feature for groceries CSR owners have access to effectively makes this 7.5% cash back equivalent on grocery spend.
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Joined Dec 2008
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> bubble2 1,303 Posts
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perdeal
07-26-2020 at 05:46 PM.
07-26-2020 at 05:46 PM.
Quote from Knightshade :
It's 20,000 UR actually (which is $200 if you take a lower-value cashout)

Anyway the offer has bounced around in the 15k-20k range over the years... the extra thing that's new is the 5x on groceries for a limited time on top of that... which combined with the 1.5x pay-your-self-back feature for groceries CSR owners have access to effectively makes this 7.5% cash back equivalent on grocery spend.

Does chase use L3 purchase data? Do we still get a cashback if we buy visa gc at safeway?
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Joined Nov 2018
L3: Novice
> bubble2 107 Posts
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jerome21
07-26-2020 at 06:07 PM.
07-26-2020 at 06:07 PM.
Check eBay to sweeten this deal even more.

https://www.ebay.com/itm/193595592043
1
Reply
Last edited by jerome21 July 27, 2020 at 06:02 AM.
Joined Nov 2008
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dtmamg
07-26-2020 at 06:25 PM.
07-26-2020 at 06:25 PM.
Quote from nbradin :
according to comments on reddit, no.

not sure which part was REddit referring to?

Can the referrer still get the $100, while the new client gets all the bonus, $200+ 5% CB on grocery.

I would like to refer another family member. Tho it is the regular freedom, not the unlimited card
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Joined Sep 2009
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Knightshade
07-26-2020 at 07:29 PM.
07-26-2020 at 07:29 PM.
Quote from perdeal :
Does chase use L3 purchase data? Do we still get a cashback if we buy visa gc at safeway?

I've no idea about VISA cards as I don't generally pay money to buy money, but I've bought tons of no-extra-cost store GCs (to both the grocery store itself and lots of other places the grocery store sells GCs to) and never had an issue getting 5x points on it when that was on offer.

It's a great way to, for example, get 5x points on such spend outside of the usually narrow parts of the year it's available.
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