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Chase Freedom UnlimitedĀ®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,516 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,516 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined May 2020
L4: Apprentice
> bubble2 489 Posts
243 Reputation
kb24ed
08-03-2020 at 11:56 AM.
08-03-2020 at 11:56 AM.
Quote from Knightshade :
Well, if you can get the new signup bonus on the unlimited for 5x UR on groceries, that's a great deal right now (plus the 20k UR for the signup bonus).

For online shopping- if you had top status at BoA their cash card at 5.25% would be tough to beat... otherwise there's some 5% options for this quarter specifically (DiscoverIT is 5% for paypal purchases, Freedom (not unlimited) is 5x UR for amazon)
Ended up going with the chase card hopefully get approved. Would you happen to know if its a bad idea if i try to open a savings account right after im waiting to be approved for this chase card? I been losing out on a lot of interest from my savings smh.
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Joined Oct 2015
Level 7 Susceptible
> bubble2 1,730 Posts
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egorre
08-03-2020 at 12:02 PM.
08-03-2020 at 12:02 PM.
as DP I opened my card mid-June and after sending a Secure Message, they matched me with the 5% cb on groceries and will credit me UR points for all groceries i paid with my Freedom Unlimited since I opened my card within 2 weeks.
Reply
Joined Jul 2019
L5: Journeyman
> bubble2 805 Posts
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AlphaDag13
08-03-2020 at 01:05 PM.
08-03-2020 at 01:05 PM.
I've got a 780 FICO score and have banked with Chase for nearly 20 years. I got an instant decline. What gives?
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Joined Aug 2020
New User
> bubble2 1 Posts
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TealPartner7617
08-03-2020 at 06:35 PM.
08-03-2020 at 06:35 PM.
is the 0% apr for balance transfers too?
Reply
Joined Jun 2013
L2: Beginner
> bubble2 52 Posts
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AmazonFreak
08-03-2020 at 06:47 PM.
08-03-2020 at 06:47 PM.
Quote from AlphaDag13 :
I've got a 780 FICO score and have banked with Chase for nearly 20 years. I got an instant decline. What gives?

That sucks! I have the same score but it is still in review. I got a letter today to verify if the applicant was really me. Going to call them tomorrow to confirm. I hope it goes thru after the hard pull that they have done.
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Joined Jul 2006
L10: Grand Master
> bubble2 36,266 Posts
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monkeybiz
08-03-2020 at 07:18 PM.
08-03-2020 at 07:18 PM.
no go, maybe since I did this once already a year ago. Easy to spend $200 in one grocery trip, or a safeway GC. I may dial them up for a chat.
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Joined May 2020
L2: Beginner
> bubble2 58 Posts
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Kkj818
08-04-2020 at 12:00 AM.
08-04-2020 at 12:00 AM.
Quote from AmazonFreak :
That sucks! I have the same score but it is still in review. I got a letter today to verify if the applicant was really me. Going to call them tomorrow to confirm. I hope it goes thru after the hard pull that they have done.

How long have you waited since you applied so far?
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Joined Jun 2013
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AmazonFreak
08-04-2020 at 08:01 AM.
08-04-2020 at 08:01 AM.
Quote from Kkj818 :
How long have you waited since you applied so far?

I applied last Tuesday, got a verification call on Thursday which I missed, got a letter this Monday and I called them today to verify that it was me. The rep told me the application is verified and the result will be mailed in 1 to 2 weeks
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Joined May 2020
L4: Apprentice
> bubble2 489 Posts
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kb24ed
08-04-2020 at 08:22 AM.
08-04-2020 at 08:22 AM.
Quote from AmazonFreak :
I applied last Tuesday, got a verification call on Thursday which I missed, got a letter this Monday and I called them today to verify that it was me. The rep told me the application is verified and the result will be mailed in 1 to 2 weeks

Another 1-2 weeks damn. Good luck!
Reply
Joined Sep 2015
New User
> bubble2 11 Posts
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atluri
08-04-2020 at 08:28 AM.
08-04-2020 at 08:28 AM.
Does that 5% cashback applied to costco?
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Joined Mar 2009
L4: Apprentice
> bubble2 465 Posts
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RinSohma
08-04-2020 at 09:31 AM.
08-04-2020 at 09:31 AM.
Thanks!
Reply
Joined Mar 2008
L6: Expert
> bubble2 1,308 Posts
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gtsh0pp3r
08-04-2020 at 11:17 AM.
08-04-2020 at 11:17 AM.
Quote from egorre :
as DP I opened my card mid-June and after sending a Secure Message, they matched me with the 5% cb on groceries and will credit me UR points for all groceries i paid with my Freedom Unlimited since I opened my card within 2 weeks.

Thanks for the heads up, I signed up in June and they denied me over phone. I will send a secure message to try.
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Joined Jan 2011
L5: Journeyman
> bubble2 505 Posts
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jstpsntym
08-04-2020 at 02:17 PM.
08-04-2020 at 02:17 PM.
Quote from atluri :
Does that 5% cashback applied to costco?

No...5% cash back cards have separate categories for wholesale clubs.

An item of note...when Discover has 5%cb...Costco does not accept Discover, but Costco.com does.
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Joined Oct 2004
L8: Grand Teacher
> bubble2 3,147 Posts
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Bagira
08-04-2020 at 05:27 PM.
08-04-2020 at 05:27 PM.
Got rejected, my SO got approved with $11000 credit line.
go figure.
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Joined Mar 2009
L2: Beginner
> bubble2 83 Posts
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Arpan88
08-04-2020 at 08:36 PM.
08-04-2020 at 08:36 PM.
Can I upgrade my regular Freedom card to Freedom Unlimited and get this offer? I don't want both cards.
Reply
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