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Chase Freedom Unlimited®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,236 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,236 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Oct 2011
L10: Grand Master
> bubble2 6,121 Posts
1,155 Reputation
prvns
08-26-2020 at 12:56 PM.
08-26-2020 at 12:56 PM.
Quote from bootymonger :
$500 in gift cards at whatever grocery store you use.
Good idea. Thanks.

Figured out by asking the wife. Was able to make a purchase for $1400 Frown
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Joined Oct 2017
L4: Apprentice
> bubble2 323 Posts
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turbo911
08-27-2020 at 07:18 AM.
08-27-2020 at 07:18 AM.
Been denied 4 times because of their 5/24 rule. I believe they are the only one that have that rule? Had no problem getting CC from other companies.
So I got one for my wife and it worked without a problem!
1
Reply
Joined Apr 2020
New User
> bubble2 5 Posts
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ThriftyFlag1417
08-27-2020 at 11:36 AM.
08-27-2020 at 11:36 AM.
Quote from AshuP :
Called them, they said they're unable to verify my identity and requested to upload SSN doc. Decision will be given in 2 weeks.

Interesting. Do you currently have an account with Chase? Seems they approve members much faster. I ended up applying as a guest.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
08-27-2020 at 12:47 PM.
08-27-2020 at 12:47 PM.
Quote from turbo911 :
Been denied 4 times because of their 5/24 rule. I believe they are the only one that have that rule? Had no problem getting CC from other companies.
So I got one for my wife and it worked without a problem!
Barclays has a similar 6/24 rule. Other card companies have various rules that either limit how many cards from that company you can have (CapitalOne/Discover - 2 card max), how quickly you can get new cards (BofA - 2/3/4), or more broad/restrictive rules on how quickly you can get bonuses and ding you for high application velocity in general (Citi's broad 24 month rule + low x/6 threshold).
Reply
Last edited by bru_that August 27, 2020 at 12:51 PM.
Joined Dec 2015
L1: Learner
> bubble2 426 Posts
106 Reputation
framework4me
08-27-2020 at 02:49 PM.
08-27-2020 at 02:49 PM.
Quote from prvns :
Any suggestion on spending $500 before tomorrow without making a purchase? My 3 months ends tomorrow.
safeway
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Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
08-27-2020 at 03:25 PM.
08-27-2020 at 03:25 PM.
Quote from ThriftyFlag1417 :
Interesting. Do you currently have an account with Chase? Seems they approve members much faster. I ended up applying as a guest.
No, I don't. That's why the identity verification I guess.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
08-27-2020 at 04:35 PM.
08-27-2020 at 04:35 PM.
Quote from turbo911 :
Been denied 4 times because of their 5/24 rule. I believe they are the only one that have that rule? Had no problem getting CC from other companies.
So I got one for my wife and it worked without a problem!

...if you know about 5/24 why do you keep wasting hard pulls when you know you won't qualify?

And as bru_that noted- nearly all the other card issuers have SOME version of a rule like that to limit churning, some better and some worse than 5/24 depending.
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Joined Aug 2020
New User
> bubble2 8 Posts
Antifullprice
08-27-2020 at 06:35 PM.
08-27-2020 at 06:35 PM.
I have this card. Goes really well with the Sapphire cuz you can transfer points from this card into your sapphire travel rewards.
Reply
Joined Apr 2020
New User
> bubble2 5 Posts
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ThriftyFlag1417
08-27-2020 at 06:40 PM.
08-27-2020 at 06:40 PM.
Quote from AshuP :
No, I don't. That's why the identity verification I guess.

I ended up calling their credit card support number and the automated message said that I was approved! Have a similar credit history to yours. Cheers
Reply
Joined Jun 2017
L3: Novice
> bubble2 127 Posts
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AshuP
08-28-2020 at 05:48 AM.
08-28-2020 at 05:48 AM.
Quote from ThriftyFlag1417 :
I ended up calling their credit card support number and the automated message said that I was approved! Have a similar credit history to yours. Cheers
Awesome!
Reply
Joined Feb 2019
L5: Journeyman
> bubble2 575 Posts
121 Reputation
LazySurfer420
08-29-2020 at 01:08 PM.
08-29-2020 at 01:08 PM.
Are Costco purchases considered under the grocery categories ?
The Chase Freedom also has the same offer with 5% for rotating categories, so which is better considering that i mostly use it for grocery shopping ?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
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Knightshade
08-29-2020 at 04:28 PM.
08-29-2020 at 04:28 PM.
Quote from LazyGamer420 :
Are Costco purchases considered under the grocery categories ?
Nope. Warehouse club.

(which is sometimes a 5x category for regular Freedom, and sometimes one for Discover which you can use indirectly to buy Costco groceries)
Reply
Joined Oct 2011
L10: Grand Master
> bubble2 6,121 Posts
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prvns
08-30-2020 at 06:40 AM.
08-30-2020 at 06:40 AM.
When are we supposed to receive the $200?
Reply
Joined Sep 2011
> bubble2 2,832 Posts
602 Reputation
Icemonkey
08-30-2020 at 01:52 PM.
08-30-2020 at 01:52 PM.
Quote from prvns :
When are we supposed to receive the $200?
Next months statement post date for me, fulfilled my 500 spend in the first few days
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Joined Dec 2015
L4: Apprentice
> bubble2 392 Posts
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aboyinthebox
08-30-2020 at 02:33 PM.
08-30-2020 at 02:33 PM.
want to apply the chase freedom.. does referral code work on that?
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