Update: This very popular deal is still available.
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02
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Original Post
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Edited January 13, 2021
at 01:02 PM
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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.
Card Details:
Slickdeals may be compensated by Chase.
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Call the reconsideration line immediately.
Call the reconsideration line immediately.
If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.
At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
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That said, word on the street is Chase has made it a lot harder to get a business card these days with less-than-super-documented companies (I haven't had cause to try myself since I've had all their biz cards in the last 24 months anyway)
I've got 2 regular freedom cards... (one was product changed a long time ago from an old Slate....the other was a downgrade of my CSP back when I got my CSR since I didn't need it anymore)
If I didn't have any of either I suppose I'd go with the flex as you'd have to do more than 3x the spending on the Unlimited to make up for the 5x rotating category earn
Right now I'm not even asking to change my regular freedoms over as the "extra" categories don't do much for someone who has a CSR and doesn't spend much at drug stores..... I'm waiting to see if the 5x categories on both cards end up being the same or not.... kinda hoping not and I can switch one over but not the other but we'll see.
That said, word on the street is Chase has made it a lot harder to get a business card these days with less-than-super-documented companies (I haven't had cause to try myself since I've had all their biz cards in the last 24 months anyway)
I've got 2 regular freedom cards... (one was product changed a long time ago from an old Slate....the other was a downgrade of my CSP back when I got my CSR since I didn't need it anymore)
If I didn't have any of either I suppose I'd go with the flex as you'd have to do more than 3x the spending on the Unlimited to make up for the 5x rotating category earn
Right now I'm not even asking to change my regular freedoms over as the "extra" categories don't do much for someone who has a CSR and doesn't spend much at drug stores..... I'm waiting to see if the 5x categories on both cards end up being the same or not.... kinda hoping not and I can switch one over but not the other but we'll see.
Thanks for the feedback.
Here is some additional general information that I think will be helpful to add to your vast knowledge on credit cards.
As you might be aware, the Citi Simplicity card was the only card that City didn't allow one to product change from. They didn't change that policy for over 2 decades! Now they do. Online, they only offered me a product change to their Citi Rewards Plus card and that was the only option their customer service rep. offered. However, speaking to their retention department, allowed me product change (PC) options of Double Cash, Rewards Plus, Premier and American Advantage Platinum. However, they would not allow me to PC to the Citi Costco Card! They did not offer any logic of why that is not offered. I can only surmise that the Citi Costco card is a Visa while all Citi's other cards as Mastercard and this is why they don't allow it. I am speculating, of course.
Separately, do you know how often one can product change? Is it only one a year?
Thanks.
Perfect, thanks. It makes more sense to wait till the 15th to apply for the Flex card and get the $200 credit from there?
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Thanks for both links!
https://slickdeals.net/f/14340572-chase-freedom-flex-is-now-live-for-product-changes-will-be-live-for-new-applications-from-9-15-200-bonus-on-500-spend-5-cashback-on-grocery-stores-in-year-1?
https://slickdeals.net/f/14340572-chase-freedom-flex-is-now-live-for-product-changes-will-be-live-for-new-applications-from-9-15-200-bonus-on-500-spend-5-cashback-on-grocery-stores-in-year-1?
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