Update: This very popular deal is still available.
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02
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Original Post
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Edited January 13, 2021
at 01:02 PM
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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.
Card Details:
Slickdeals may be compensated by Chase.
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Call the reconsideration line immediately.
Call the reconsideration line immediately.
If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.
At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
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cool. thanks!
Right at 10 years ago, I had similar issue as you. For same reason. I didn't have to file for bankruptcy but lost all CC's and score was below 300.
I built back and 12/2019 I applied for my first Chase CC w/a credit score about 675. I applied and got the SWA Priority card. This boosted my credit score and in April 2020, applied for and got the Chase Sapphire Reserve. With paying off all my CC's and available credit increasing by like x4 my credit score increased to about 760.
So August/Sept of 2020 I applied for the Freedom Unlimited. Was instantly denied. They mentioned a write off 10 years ago and no "deposit" accounts as the reason. So I opened a Chase checking and savings account (was planning to any way) waited 45-60 days and applied again for the CFU and was instantly approved.
This actually worked out as setting up a checking account and savings account with direct deposit for me $200. Then I earned the $200 from the CFU.
I think they changed up their algorithms the pandemic wore on.
Right at 10 years ago, I had similar issue as you. For same reason. I didn't have to file for bankruptcy but lost all CC's and score was below 300.
I built back and 12/2019 I applied for my first Chase CC w/a credit score about 675. I applied and got the SWA Priority card. This boosted my credit score and in April 2020, applied for and got the Chase Sapphire Reserve. With paying off all my CC's and available credit increasing by like x4 my credit score increased to about 760.
So August/Sept of 2020 I applied for the Freedom Unlimited. Was instantly denied. They mentioned a write off 10 years ago and no "deposit" accounts as the reason. So I opened a Chase checking and savings account (was planning to any way) waited 45-60 days and applied again for the CFU and was instantly approved.
This actually worked out as setting up a checking account and savings account with direct deposit for me $200. Then I earned the $200 from the CFU.
I think they changed up their algorithms the pandemic wore on.
I just paid off a car loan with Chase, 2 yrs early... I was surprised they gave me the car loan, to begin with. I got a cc with Capital One without any issues , a yr ago. i figure I would get the cc from Chase get a PS5, whenever they are available and get $200 back. Oh well...
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I used Capital One to rebuild my credit. 2 CC's, checking and savings. But 2020 I'm moving over to Chase.
No plan to earn bonus by applying too many cards. I am out of that initial league.
I no more want this money applying different cards just for getting bonus and then close the card. For how long you think you will keep mis-using system. I am not into this game.
I could have downgraded to either card but I am sure I dont want to apply for another card hence chose this one.
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("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.)