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UP TO $800 OFF APPLE SMARTPHONESGet up to $800 off an eligible smartphone when you add a new line or upgrade an existing line. Limited time offer. Available in select locations. You'll need to: Purchase an eligible smartphone on a qualifying installment agreement, including taxes on full retail price (up front) and $30 activation/upgrade fee. Add a new line of service or upgrade an existing line. Activate postpaid unlimited wireless service (min. $75/mo. for new unlimited customers before discounts). AT&T may temporarily slow data speeds if the network is busy. Trade-in an eligible Smartphone in good working condition with a minimum trade-in value of $95 for $800 credit ($35 for $350 credit) within 30 days of activation. Then you'll get: Up to $800 in bill credits with smartphone trade-in value of $95 or higher (Up to $350 with trade-in value of $35 to $94) applied in equal amounts over 30 monthly installments Important notes: Credits start within 3 bills after trade-in is completed and will be applied over 30 months. You will receive catch-up credits once bill credits start. Credit will not exceed the lower of the device cost or the max credit amount as defined above. Other installment options may be available and credit will be applied in equal amounts over the term of the installment. If you cancel wireless service, your credits will end and you'll owe the balance of up to $1350 based on device purchased. Credit card may be req'd (except MA, PA, ND.) Qualifying Installment Plan: Requires a qualifying 0% APR installment agreement (30-mo. term at up to $45/mo. based on device purchased) Other installment options may be available and vary by location. $0 down for well-qualified customers only, or down payment may be required and depends on a variety of factors. If buying on the AT&T Installment Plan with Next Up, customer is responsible and will not receive any credits for an additional $5/mo. for the Next Up upgrade feature. Business customers: As long as you have a qualified wireless service agreement for Corporate Responsibility User line of service, you can also buy on an Equipment Installment Plan (24-mo. at up to $56.25/mo. or 36-mo. at up to $37.50/mo.) and credits are applied over term of installment agreement. You'll need a qualified wireless plan (minimum $60/mo. for new AT&T Mobile Share Plus for Business plan before discount), but do not need an unlimited plan. Other qual. plans available. Existing customers can add to eligible current plans. Eligible Devices: Eligible Purchased Smartphones iPhone XS 64GB ($900), 256GB ($1050), 512GB ($1250) iPhone XR 64GB ($500), 128GB ($550) iPhone 11 Pro 64GB ($900), 256GB ($1050), 512GB ($1250) iPhone 11 Pro Max 64GB ($1000), 256GB ($1150), 512GB ($1350) iPhone 12 64GB ($800), 128GB ($850), 256GB ($950) iPhone 12 Pro 128GB ($1000), 256GB ($1100), 512GB ($1300) Eligible Trade-in Smartphones: To qualify for $800 credit, minimum Trade-In value must be $95 or higher after device condition questions have been answered Eligible devices: Apple: 8, 8 Plus, X, XR, XS, XS Max, 11, 11 Pro, 11 Pro Max, SE (2nd Gen) Samsung: Galaxy S9, Galaxy S9+, Galaxy S9+ Duos, Galaxy S10, Galaxy S10 5G, Galaxy S10+, Galaxy S10E, Galaxy S20, Galaxy S20 Ultra 5G, Galaxy S20+, Galaxy Note 9, Galaxy Note 10, Galaxy Note 10+, Galaxy Note 10+ 5G, Note 20, Note 20 Ultra, Z Flip, Z Fold, Z Fold 5G, A71 5G, A30 Google: Pixel 3, 3 XL, Pixel 4, 4 XL LG: V50 ThinQ, V60 ThinQ To qualify for $350 credit, minimum Trade-In value must be $35 or higher after device condition questions have been answered Eligible devices: Apple: iPhone 6 Plus, 6s, 6s Plus, 7, 7 Plus, 8, 8 Plus, X, XR, XS, XS Max, 11, 11 Pro, 11 Pro Max, SE (2nd Gen) Samsung: Galaxy A10e, A20, A50, A51 A7, A8+, A9, Note8, Note 9, Note 10, Note 10+, Galaxy S6 Edge, Galaxy S6 Edge + Duos, Galaxy S6 Edge+, Galaxy S7, Galaxy S7, Active, Galaxy S7 Edge, Galaxy S8, Galaxy S8 Active, Galaxy S8 Duos, Galaxy S8+, Galaxy S9, Galaxy S9+, Galaxy S9+ Duos, Galaxy S10, Galaxy S10 5G, Galaxy S10+, Galaxy S10E, Galaxy S20, Galaxy S20 Ultra 5G, Galaxy S20+, Galaxy Note 9, Galaxy Note 10, Galaxy Note 10+, Galaxy Note 10+ 5G, Note 20, Note 20 Ultra, Z Flip, Z Fold, Z Fold 5G, A71 5G, A30 Google: Pixel XL, 2, 2XL, 3, 3 XL, 3a, 3a XL, Pixel 4, 4 XL LG:, G7 ThinQ, G8 ThinQ, G8X ThinQ, , V35 ThinQ, V40 ThinQ, V50 ThinQ motorola: Moto Z2 Play Dual, Moto Z3 Play, Moto Z4 Other: RED Hydrogen One, Razer 2, OnePlus 5 Additional terms: See att.com/unlimited for current unlimited plans. Retired unlimited plans may also qualify (excluding prepaid, session-based, and Data Unlimited at $45/mo. plans). Speed, usage & other restr's apply. For plans available to business customers, see https://www.business.at This is not an early upgrade program. Trade-in device may not be on existing installment plan. Trade-in does not relieve obligations under any AT&T installment agreement program or other AT&T Return and Exchange programs including recently-purchased device returns, Warranty, or Extended Warranty. Devices to be returned through these AT&T programs should not be traded in via this credit. If trade-in value of device is greater than the credit you are eligible for, you may receive a one-time trade-in credit (value via instant credit or promo card) in lieu of this bill credit. See att.com/tradein for terms. To qualify for bill credits, wireless line must be on an installment agreement, and remain active & in good standing for 30 days. Installment agreement starts when device is shipped. To get all the credits, the discounted device must remain on installment agreement and you must keep eligible service for entire installment term. If you upgrade or pay up/off the installment agreement on the discounted device early, your credits may cease. You have 14 days to exchange or return the smartphone; a restocking fee of up to $55 may apply. Pricing, promotions, programming, terms & restrictions subject to change & may be modified or terminated at any time without notice. End of Modal |
https://www.apple.com/shop/browse...del-tabs-0
https://tradein.att.com/offer-det...ce=448585
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Or maybe this deal requires you to pay full retail upfront then you cant payoff since you already paid so now the credits will kick in and you cant unlock since the agreement is not fulfilled.
Edit: this deal from Apple has the Att deal where you can pay installments so I think it cant be unlocked I was confused with the separate Att deal that requires an installment olan but you have to pay retail upfront:
https://www.att.com/
So you CAN NOT UNLOCK for all three options( Apple w/Att deal, Att deal, Att Loyalty 2 yrs contract)
Any objections?
If you want it unlocked, you need to wait 30 months for the installation plan/offsetting credits to finish up the $800 total.
If you want it unlocked, you need to wait 30 months for the installation plan/offsetting credits to finish up the $800 total.
if you click on the photo I attached is the Att link for iPhone 12 deal and I put a red circle on the statement so this means we pay in 30 months installments?
sSo if we want to unlock it means we need to payoff but loose the residual credits EVEN IF WE STAY?
Even apple mentions From $0.. Not exactly $0. WTF this lawyer talk!
if you click on the photo I attached is the Att link for iPhone 12 deal and I put a red circle on the statement so this means we pay in 30 months installments?
sSo if we want to unlock it means we need to payoff but loose the residual credits EVEN IF WE STAY?
You're asking about "even if we stay". The "30 months" is what they need you stay for. Paying it off means you can leave. They can't take your good word for it.
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Or maybe this deal requires you to pay full retail upfront then you cant payoff since you already paid so now the credits will kick in and you cant unlock since the agreement is not fulfilled.
Edit: this deal from Apple has the Att deal where you can pay installments so I think it cant be unlocked I was confused with the separate Att deal that requires an installment olan but you have to pay retail upfront:
https://www.att.com/
So you CAN NOT UNLOCK for all three options( Apple w/Att deal, Att deal, Att Loyalty 2 yrs contract)
Any objections?
- 2 year loyalty (2 year contract): AT&T gives you an upfront discount of $450 and you have you have to pay upfront $550 (the rest of $1000). With this method, you pay for the phone cost upfront and will not have to worry about paying anything monthly. However, in exchange for the $450 AT&T is giving you, you agreed to have your phone locked to their network for 24 months. You can not request an unlock until 24 months is up, or if you port out and pay the ETF, or you can get lucky and they unlock it for you during your 24 months contract.
- Installments: instead of paying $1000 upfront for the phone, you sign an agreement with AT&T to say that you will pay them back the $1000 spread over 30 months ($33.33/ month). Your phone will be locked to AT&T until you completely pay the $1000. This method allows you to fully pay off the remaining balance of the phone anytime during the 30 months and request to have the phone unlocked. If you port out any time during the 30 months, you'll be charged the rest of the phone's balance instead of paying an ETF.
- Installment with upfront discount (Walmart $200 iPhone SE discount): this type of discount works like this: Walmart (BestBuy, Target, etc) is giving you a discount that applies to the total cost of the phone upfront, but the requirement is that you have to upgrade or open a new line with the phone on installment to get the discount. So for example, if the discount is $200, then the iPhone 12 Pro will only cost $800 and this is the amount that you will finance with AT&T, lowering the monthly cost from $33.33 to $26.67 a month. This is a great deal in the sense that you can immediately pay off the phone and request an unlock right away without waiting. Often, this upfront discount can be combined with the bill credits that I will explain below. I did this and can confirm it works with no problem.
The discount will show up on the installment agreement as a downpayment for BestBuy. For Walmart, they include the discount into the total cost so the finance agreement will just show $800 financed instead of $1000 financed with $200 downpayment like BestBuy.
- Installments with Bill Credits (this deal): The same installment payment method I've explained above applies here - instead of paying the $1000 upfront, you again agree to pay AT&T $33.33/month for 30 months. However, AT&T is offering you a bill credit of $800 spread over 30 months ($26.67/month) to help out with the phone. So, each month, AT&T will charge you $33.33 then give you a credit of $26.67, this makes your phone's net monthly payment $6.66/month. So, what comes with taking advantage of this method?
1. In order to get the full $800 discount, you have to stay with AT&T for 30 months.
2. If you pay off during the 30 months, you might or might not lose the monthly $26.67 bill credit.
3. If you port out of AT&T, you will be charged the rest of the phone's balance WITHOUT the $800 discount applied.
4. AT&T might fark up and not apply the discount and you'll be forced to call into their Office of the President to have it fixed. I'm speaking from personal experience here and it sucked.
5. Based on their terms, you CAN NOT cancel any lines for 90 days if you take advantage of this offer. If you do cancel, you will lose the bill credits for the line(s) that are taking advantage of this deal.
A few notes:
1. I have never heard of an AT&T installment loan that requires you to pay retail upfront. This doesn't even make sense. The purpose of an installment plan / loan agreement so you do NOT have to pay anything upfront - forcing you to pay upfront doesn't make any sense. If you paid everything up front, what and why are you paying AT&T monthly?
2. This is not a "deal from Apple." This deal is offered by AT&T and apple is just advertising on their site ... for obvious reasons (COVID). You can upgrade any where, BestBuy, Walmart, Target, etc and still get this offer as long as you meet all the requirements by AT&T.
Read the fine prints here. [att.com]
- Couldn't unlock my phone during that time
- Tried to pay it off early and my credits stopped. AT&T had to get involved and finally got it going again after escalating.
- Couldn't easily sell the phone because of #1.
Definitely not worth it for me. I will do the $450 contract deal plus sell my X over this. If not, I will pay for it outright. I've never kept a phone so long.You're asking about "even if we stay". The "30 months" is what they need you stay for. Paying it off means you can leave. They can't take your good word for it.
- 2yrs Loyalty unless contract is done
- 30 month installment since the credits offset the cost
So I guess its better to buy a discounted unlocked iPhone.
or
Wait for a discounted installment plan W/O credits. I was sleepy reading all these comments lol thanks
- 2 year loyalty (2 year contract): AT&T gives you an upfront discount of $450 and you have you have to pay upfront $550 (the rest of $1000). With this method, you pay for the phone cost upfront and will not have to worry about paying anything monthly. However, in exchange for the $450 AT&T is giving you, you agreed to have your phone locked to their network for 24 months. You can not request an unlock until 24 months is up, or if you port out and pay the ETF, or you can get lucky and they unlock it for you during your 24 months contract.
- Installments: instead of paying $1000 upfront for the phone, you sign an agreement with AT&T to say that you will pay them back the $1000 spread over 30 months ($33.33/ month). Your phone will be locked to AT&T until you completely pay the $1000. This method allows you to fully pay off the remaining balance of the phone anytime during the 30 months and request to have the phone unlocked. If you port out any time during the 30 months, you'll be charged the rest of the phone's balance instead of paying an ETF.
- Installment with upfront discount (Walmart $200 iPhone SE discount): this type of discount works like this: Walmart (BestBuy, Target, etc) is giving you a discount that applies to the total cost of the phone upfront, but the requirement is that you have to upgrade or open anew line with the phone on installment to get the discount. So for example, if the discount is $200, then the iPhone 12 Pro will only cost $800 and this is the amount that you will finance with AT&T, lowering the monthly cost from $33.33 to $26.67 a month. Often, this upfront discount can be combined with the bill credits that I will explain below. I did this and can confirm it works with no problem.
The discount will show up on the installment agreement as a downpayment for BestBuy. For Walmart, they include the discount into the total cost so the finance agreement will just show $800 financed instead of $1000 financed with $200 downpayment like BestBuy.
- Installments with Bill Credits (this deal): The same installment payment method I've explained above applies here - instead of paying the $1000 upfront, you again agree to pay AT&T $33.33/month for 30 months. However, AT&T is offering you a bill credit of $800 spread over 30 months ($26.67/month) to help out with the phone. So, each month, AT&T will charge you $33.33 then give you a credit of $26.67, this makes your phone's net monthly payment $6.66/month. So, what comes with taking advantage of this method?
1. In order to get the full $800 discount, you have to stay with AT&T for 30 months.
2. If you pay off during the 30 months, you might or might not lose the monthly $26.67 bill credit.
3. If you port out of AT&T, you will be charged the rest of the phone's balance WITHOUT the $800 discount applied.
4. AT&T might fark up and not apply the discount and you'll be forced to call into their Office of the President to have it fixed. I'm speaking from personal experience here and it sucked.
5. Based on their terms, you CAN NOT cancel any lines for 90 days if you take advantage of this offer. If you do cancel, you will lose the bill credits for the line(s) that are taking advantage of this deal.
A few notes:
1. I have never heard of an AT&T installment loan that requires you to pay retail upfront. This doesn't even make sense. The purpose of an installment plan / loan agreement so you do NOT have to pay anything upfront - forcing you to pay upfront doesn't make any sense. If you paid everything up front, what and why are you paying AT&T monthly?
2. This is not a "deal from Apple." This deal is offered by AT&T and apple is just advertising on their site ... for obvious reasons (COVID). You can upgrade any where, BestBuy, Walmart, Target, etc and still get this offer as long as you meet all the requirements by AT&T.
Read the fine prints here. [att.com]
I actually did 3rd option Installment with upfront discount (Walmart $200 iPhone SE discount) before and it was exactly as you described.
For Installments with Bill Credits (this deal): it seems there is no way of unlocking within 30 months while staying with them since if I want to pay off to unlock, it makes me loose the credits by having to pay the rest of the retail price. I want to unlock for travel and stay with Att.
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