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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,741 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
in Finance (3) Capital One Small Business Cards
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Deal
Score
+810
666,741 Views
$400 Bonus
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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Mar 2020
L2: Beginner
> bubble2 47 Posts
Mongooste
11-13-2020 at 05:13 PM.
11-13-2020 at 05:13 PM.
DD will be counted even if its a transfer out from pp or cashapp. Just do a regular one (takes a couple days) , not an instant.
Reply
Joined May 2013
L2: Beginner
> bubble2 97 Posts
22 Reputation
ZoobyGainz
11-13-2020 at 05:15 PM.
11-13-2020 at 05:15 PM.
Hard credit pull?
1
Reply
Joined Dec 2010
L7: Teacher
> bubble2 2,587 Posts
567 Reputation
Pro
MICHAELSD
11-13-2020 at 05:17 PM.
11-13-2020 at 05:17 PM.
Quote from volyblmn :
Interesting. So a PayPal transfer shows up as "ACH". You're telling me I can PayPal myself two separate $1k transactions to earn the $400?
That's what I'm trying to figure out. It should work in theory.
Reply
Joined Dec 2010
L7: Teacher
> bubble2 2,587 Posts
567 Reputation
Pro
MICHAELSD
11-13-2020 at 05:18 PM.
11-13-2020 at 05:18 PM.
Quote from karthik_r :
No monthly or maintenance fees to open, keep & use

https://www.capitalone.com/bank/c...g-account/

https://www.capitalone.com/assets...ng-pew.pdf
That's impressive. I like Chase but their fees are annoying.
1
Reply
Joined Oct 2017
L3: Novice
> bubble2 112 Posts
30 Reputation
m_camo
11-13-2020 at 05:19 PM.
11-13-2020 at 05:19 PM.
What happens if I say "I'll fund my account later"? Or is mandatory to link external account and deposit ?
Reply
Joined Aug 2013
L5: Journeyman
> bubble2 503 Posts
43 Reputation
metvsyankee
11-13-2020 at 05:21 PM.
11-13-2020 at 05:21 PM.
Quote from Mongooste :
DD will be counted even if its a transfer out from pp or cashapp. Just do a regular one (takes a couple days) , not an instant.
So I could transfer money from another bank to capital one and it will work ?
Reply
Joined Nov 2016
L3: Novice
> bubble2 220 Posts
18 Reputation
chi890
11-13-2020 at 05:27 PM.
11-13-2020 at 05:27 PM.
Quote from ZoobyGainz :
Hard credit pull?

Shouldn't be. It's a checking account
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Joined Nov 2020
New User
> bubble2 2 Posts
10 Reputation
ty8100
11-13-2020 at 05:28 PM.
11-13-2020 at 05:28 PM.
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,640 Posts
164 Reputation
dcguy703
11-13-2020 at 05:29 PM.
11-13-2020 at 05:29 PM.
Quote from ty8100 :
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward
For me it was auto populated in the promo code field
Reply
Joined Nov 2014
L2: Beginner
> bubble2 227 Posts
85 Reputation
DirtyLittleDeal
11-13-2020 at 05:29 PM.
11-13-2020 at 05:29 PM.
So my credit union uses ach out of savings account thank you op slick deals truly still exists!
Reply
Joined Aug 2014
L6: Expert
> bubble2 1,485 Posts
404 Reputation
euuser3876202
11-13-2020 at 05:34 PM.
11-13-2020 at 05:34 PM.
Quote from yoyofish :
YES, taxable income forget it.

Yea ..like the jobs we all have....I am assuming u all under the table types
Reply
Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
858 Reputation
pbmpharmacist
11-13-2020 at 05:35 PM.
11-13-2020 at 05:35 PM.
Quote from itsfighter :
I received the bonus for 360 savings recently. can I apply for 360 checking and eligible for a bonus?
Thanks
same, I just signed up. This is a no-brainer for a free $400
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,134 Posts
232 Reputation
madshakes
11-13-2020 at 05:35 PM.
11-13-2020 at 05:35 PM.
Bonus will be paid by March 31, 2021

anyone know if it's usually sooner than the stated date for these types of deals?
Reply
Joined May 2020
L1: Learner
> bubble2 9 Posts
25 Reputation
MaroonFeather304
11-13-2020 at 05:37 PM.
11-13-2020 at 05:37 PM.
Would bill pay from my account work?
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Joined Apr 2015
L6: Expert
> bubble2 1,711 Posts
425 Reputation
ThinBlueLine2
11-13-2020 at 05:39 PM.
11-13-2020 at 05:39 PM.
I'm still waiting for my $500. bonus from there last savings offer.
Reply
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