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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,211 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r
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Edited November 13, 2020 at 05:03 PM by
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in Finance (3) Capital One Small Business Cards
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https://www.doctorofcredit.com/kn...al_One_360
·
Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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·
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Oct 2017
L4: Apprentice
> bubble2 302 Posts
245 Reputation
Warriorsfan89
11-13-2020 at 05:43 PM.
11-13-2020 at 05:43 PM.
So I think the problem would be we wouldnt know if the deposits counted or not, the bonus is not instant payout nor within days of the qualified deposits. First bonus payout March 30, 21,.

Would love to hear from someone that make qualifying deposits and receive some sort of confirmation within days.
Reply
Joined Aug 2016
L3: Novice
> bubble2 214 Posts
42 Reputation
PhearCVBz
11-13-2020 at 05:45 PM.
11-13-2020 at 05:45 PM.
I have a goofy question. My current checking account is through TD, and there are brick and mortar branches throughout my area....making it nice if I need to pop in and withdraw actual cash. What would most normal IQ level people do if they want to grab a couple grand if they had a service like this....just have another account somewhere local?
Reply
Joined Dec 2019
L3: Novice
> bubble2 202 Posts
53 Reputation
shape107
11-13-2020 at 05:55 PM.
11-13-2020 at 05:55 PM.
Where do you enter the promo code?
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,206 Posts
2,874 Reputation
oliviajagger
11-13-2020 at 05:58 PM.
11-13-2020 at 05:58 PM.
I am assuming, I need to unlock my credit before I apply?
2
Reply
Joined Jul 2004
i inspire travel
> bubble2 89,799 Posts
35,177 Reputation
Pro
Deal Hunter
serra | Staff
11-13-2020 at 05:58 PM.
11-13-2020 at 05:58 PM.
Quote from shape107 :
Where do you enter the promo code?
if you use op's link, it will be auto populated and will be reconfirmed in the latter steps.
Reply
Joined Dec 2018
New User
> bubble2 2 Posts
10 Reputation
sdu9
11-13-2020 at 05:58 PM.
11-13-2020 at 05:58 PM.
Quote from ty8100 :
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward
Me too. They asked to call after February 1st
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,637 Posts
164 Reputation
dcguy703
11-13-2020 at 05:59 PM.

Our community has rated this post as helpful. If you agree, why not thank dcguy703

11-13-2020 at 05:59 PM.
Quote from cheapguy2020 :
Yea ..like the jobs we all have....I am assuming u all under the table types
Haha funny man. To add to that...all banks checking account bonuses get reported to IRS so yes you do get taxed when you file taxes.
2
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Joined Aug 2015
L4: Apprentice
> bubble2 324 Posts
238 Reputation
jorgejhj
11-13-2020 at 05:59 PM.
11-13-2020 at 05:59 PM.
Quote from oliviajagger :
I am assuming, I need to unlock my credit before I apply?

No, I don't think they do a credit pull.
Reply
Joined Aug 2014
L6: Expert
> bubble2 1,485 Posts
404 Reputation
euuser3876202
11-13-2020 at 06:00 PM.
11-13-2020 at 06:00 PM.
Quote from dcguy703 :
Haha funny man. To add to that...all banks checking account bonuses get reported to IRS so yes you do get taxed when you file taxes.

Of course.....and hence the comment saying unless you earn under the table there is no much running for taxes and covid lol
Reply
Joined Sep 2013
In giving, do we receive
> bubble2 3,158 Posts
19,033 Reputation
Pro
giveNforgive
11-13-2020 at 06:12 PM.
11-13-2020 at 06:12 PM.
Do we need to fund the account at the time of opening?
or don't fund it and just use Direct Deposit Later?
Reply
Joined Apr 2009
L9: Master
> bubble2 4,178 Posts
546 Reputation
emofals
11-13-2020 at 06:12 PM.
11-13-2020 at 06:12 PM.
salary is ACH? Any way know if we have met the requirement after the ACH comes in?
Reply
Last edited by emofals November 13, 2020 at 06:16 PM.
Joined Jul 2010
L5: Journeyman
> bubble2 877 Posts
136 Reputation
holycow1
11-13-2020 at 06:14 PM.
11-13-2020 at 06:14 PM.
Does this stack with referral bonus?
Reply
Joined Jun 2018
L6: Expert
> bubble2 1,261 Posts
4,013 Reputation
Original Poster
karthik_r
11-13-2020 at 06:17 PM.
11-13-2020 at 06:17 PM.
Quote from giveNforgive :
Do we need to fund the account at the time of opening?
or don't fund it and just use Direct Deposit Later?
No need to fund
Reply
Joined Jul 2014
L2: Beginner
> bubble2 94 Posts
10 Reputation
kxchan427
11-13-2020 at 06:18 PM.
11-13-2020 at 06:18 PM.
Quote from emofals :
salary is ACH? Any way know if we have met the requirement after the ACH comes in?
If you can have your paycheck digitally paid to your account, that's ACH.
Reply

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Joined Sep 2013
In giving, do we receive
> bubble2 3,158 Posts
19,033 Reputation
Pro
giveNforgive
11-13-2020 at 06:19 PM.
11-13-2020 at 06:19 PM.
Quote from karthik_r :
No need to fund
thanks Karthik.

Anyone get this?
"We need more information before you can continue
Give us a call
1-877-383-4802"
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