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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,909 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
665,909 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Feb 2011
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> bubble2 11,650 Posts
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mojohnnybravo
11-13-2020 at 06:55 PM.
11-13-2020 at 06:55 PM.
Quote from madshakes :
Bonus will be paid by March 31, 2021

anyone know if it's usually sooner than the stated date for these types of deals?
capitalone dont pay sooner than their stated date.
Reply
Joined Mar 2005
L3: Novice
> bubble2 175 Posts
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Timmmt
11-13-2020 at 06:57 PM.
11-13-2020 at 06:57 PM.
Quote from karthik_r :
No need

I think you have to fund the account during creation because that is where the promo code is applied. If you select the option to fund at a later time, it doesn't appear to apply the code and goes straight to creating the account. Like others have said, when calling customer service, they instruct you to call back after February, which is after the promo has expired.
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Joined Jul 2013
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RyThaFlyGuy
11-13-2020 at 06:59 PM.
11-13-2020 at 06:59 PM.
Does anyone know if transferring from a Charles Schwab brokerage still triggers this account bonus?
1
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Joined Apr 2009
L9: Master
> bubble2 4,177 Posts
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emofals
11-13-2020 at 07:00 PM.
11-13-2020 at 07:00 PM.
Quote from texst :
Meh, not as good as the $600 weekly bonuses earlier this year. Will wait for a better deal
I tried searching for this and couldn't find it, can you link it here please?
3
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Joined Jun 2018
L6: Expert
> bubble2 1,261 Posts
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Original Poster
karthik_r
11-13-2020 at 07:02 PM.

Our community has rated this post as helpful. If you agree, why not thank karthik_r

11-13-2020 at 07:02 PM.
Quote from Timmmt :
I think you have to fund the account during creation because that is where the promo code is applied. If you select the option to fund at a later time, it doesn't appear to apply the code and goes straight to creating the account. Like others have said, when calling customer service, they instruct you to call back after February, which is after the promo has expired.
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.
Click image for larger version

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And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
4
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Last edited by karthik_r November 13, 2020 at 07:05 PM.
Joined Aug 2003
L9: Master
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fsyowad
11-13-2020 at 07:02 PM.
11-13-2020 at 07:02 PM.
Wonder if a transfer from BOA is a ACH that will work?
2
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Joined Aug 2017
L2: Beginner
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baroarig
11-13-2020 at 07:12 PM.
11-13-2020 at 07:12 PM.
We hit a snag
1
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Joined Oct 2020
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MOGA337
11-13-2020 at 07:15 PM.
11-13-2020 at 07:15 PM.
So basically can open account have payments go there and transfer to my original bank... and once I'm sure I hit the 1000$ I just wait for my 400 and then close the account ? There no need to stay there 6 months like with chase ?
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Joined Dec 2007
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phewry
11-13-2020 at 07:16 PM.
11-13-2020 at 07:16 PM.
Very hard to miss where you enter promo code. Would it still work just by going through OPs link?
Reply
Joined May 2016
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> bubble2 837 Posts
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pdwiki
11-13-2020 at 07:19 PM.
11-13-2020 at 07:19 PM.
Quote from emofals :
I tried searching for this and couldn't find it, can you link it here please?
He/she was talking about the $600 per week federal unemployment payment.
Reply
Joined Oct 2010
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> bubble2 1,205 Posts
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oliviajagger
11-13-2020 at 07:20 PM.
11-13-2020 at 07:20 PM.
Quote from RyThaFlyGuy :
Does anyone know if transferring from a Charles Schwab brokerage still triggers this account bonus?
I called and they told me if you are taking money from a retirement account yes it qualifies.
Reply
Joined Mar 2005
L3: Novice
> bubble2 175 Posts
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Timmmt
11-13-2020 at 07:21 PM.
11-13-2020 at 07:21 PM.
Quote from karthik_r :
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.
Attachment 9586022

And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
Okay, maybe I just wasn't paying attention when I signed up. Thanks for confirming!
Reply
Joined Jul 2013
L5: Journeyman
> bubble2 601 Posts
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RyThaFlyGuy
11-13-2020 at 07:21 PM.
11-13-2020 at 07:21 PM.
Quote from oliviajagger :
I called and they told me if you are taking money from a retirement account yes it qualifies.

Sweet
Reply
Joined Apr 2012
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> bubble2 86 Posts
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SeattleHawk
11-13-2020 at 07:23 PM.
11-13-2020 at 07:23 PM.
Does this get reported when we file for taxes?
Are they going to provide 1099 or something similar?
4
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Joined Apr 2009
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emofals
11-13-2020 at 07:24 PM.
11-13-2020 at 07:24 PM.
Quote from karthik_r :
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.
Attachment 9586022

And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
What number did you call?
I created the account, didnt fund it right away, I have a screenshot with my account number and a note at the bottom saying Promo Details: Promo Code: Bonus400

If you use.....


Now I called the customer service on 800-289-1992, the associate said she cant find anything associated with that promo code, however once I maintain the balance I can call back and they will try to see if I can be provided the promo.

I feel like she has no clue what she was saying.. How are others going about this?
Reply
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