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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,351 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Written by
Edited November 13, 2020 at 05:03 PM by
in Finance (3) Capital One Small Business Cards
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Deal
Score
+810
666,351 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Feb 2006
L4: Apprentice
> bubble2 448 Posts
169 Reputation
ebear
11-14-2020 at 08:49 AM.
11-14-2020 at 08:49 AM.
Quote from kstar1990 :
ack, I did the same thing.... They are tricky...
Ah, we are on same boat then. It seems they made that on purpose. Remember I clicked "I will fund later" and it went to new account number page directly. Don't know if the add promo code only showing when you choose funding during the application.

When I called, they told me to meet the requirement first, and call back on or after Feb 2nd, 2021. They need manually review account and add offer possibly. Not sure if we will still get it in the end. If not, really not worth the trouble. Hope we are not wasting time with nothing.
Reply
Last edited by ebear November 14, 2020 at 08:59 AM.
Joined Jul 2020
L1: Learner
> bubble2 23 Posts
FaithfulHarrier714
11-14-2020 at 08:54 AM.
11-14-2020 at 08:54 AM.
Does unemployment checks satisfy the $1,000?
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,652 Posts
1,689 Reputation
mojohnnybravo
11-14-2020 at 09:00 AM.
11-14-2020 at 09:00 AM.
Quote from GennarioV :
I love mine, anyone know of deals they do for existing customers? Feel like customer loyalty isn't worth it anymore.
no banks ever (almost) do such promos for existing holders. same thing with CC. capitalone did an odd exception last year for existing customers for their savings but those are really really rare. it is normal and nothing weird about it. customer loyalty is also a load of crap because no one today seriously stick with a bank out of loyalty. people are seriously lying if they say they do. its either because they are lazy or happy with what theyre getting. its all business on both ends
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
11-14-2020 at 09:08 AM.
11-14-2020 at 09:08 AM.
Quote from FaithfulHarrier714 :
Does unemployment checks satisfy the $1,000?
If they are direct deposited then yes. If you deposit the physical checks then no
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 731 Posts
146 Reputation
itsfighter
11-14-2020 at 09:15 AM.

Our community has rated this post as helpful. If you agree, why not thank itsfighter

11-14-2020 at 09:15 AM.
Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
4
Reply
Last edited by itsfighter November 14, 2020 at 09:28 AM.
Joined Sep 2019
New User
> bubble2 1 Posts
10 Reputation
kk97831
11-14-2020 at 09:42 AM.
11-14-2020 at 09:42 AM.
How can I check if the promo code was applied?
Reply
Joined Oct 2005
SD Forever...
> bubble2 4,609 Posts
361 Reputation
Elpee
11-14-2020 at 09:45 AM.
11-14-2020 at 09:45 AM.
Quick questions:
1. I currently have a normal Cap One (not 360) checking acc as secondary that opened for years. Am I eligible this one for a bonus? Still confused.
2. I every month send checks from the above checking acc to pay my bills. Once I open this 360 checking, will they send me checkbooks for free (as Bank of America does) or I have to order checkbooks?
Thanks for your prompt replies.
Reply

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Joined Nov 2015
L2: Beginner
> bubble2 83 Posts
22 Reputation
bmh22slk
11-14-2020 at 09:47 AM.
11-14-2020 at 09:47 AM.
Quote from itsfighter :
Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
This is very helpful, esp with the screenshots. Thank you!
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 347 Posts
298 Reputation
dyerk18
11-14-2020 at 09:53 AM.
11-14-2020 at 09:53 AM.
Anyone confirm that Ally bank transfer count? Successfully signed up
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 347 Posts
298 Reputation
dyerk18
11-14-2020 at 09:57 AM.
11-14-2020 at 09:57 AM.
Quote from nilbatey :
for those who have question am trying to compile answers

**NO hard pull
** two deposit totaling 1000 or more for example 100+900 or 500 + 600 or 50 + 1000 any combo will trigger
** you are eligible for a bonus if you don't have an account with them since Jan 2018
** fo November open account bonus will be posted by March 2021
** some banks ACH push count as DD ( YMMV as data varies )
** no household limit.
** MUSt enter promo code manually BONUS400 on External account link page
** no minimum balance req
** no maintenance fees
let me know if missing something
How long does the money have to stay in your account?
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 347 Posts
298 Reputation
dyerk18
11-14-2020 at 09:58 AM.
11-14-2020 at 09:58 AM.
Quote from arooni :
if I have one captial one credit card with no other services do I qualify for this ? Many thanks !!
Yes. I have the quicksilver and it worked fine
Reply
Joined May 2006
L7: Teacher
> bubble2 3,016 Posts
414 Reputation
CreepyLilBeast
11-14-2020 at 10:00 AM.
11-14-2020 at 10:00 AM.
is there a requirement for how much we need to do as initial transfer when setting up the account?
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 347 Posts
298 Reputation
dyerk18
11-14-2020 at 10:10 AM.
11-14-2020 at 10:10 AM.
Quote from stubbornboy :
is there a requirement for how much we need to do as initial transfer when setting up the account?
No. The rep said you don't even need to transfer initially as long as it's within 60 days
Reply
Joined Feb 2010
L4: Apprentice
> bubble2 306 Posts
315 Reputation
l0stnyc
11-14-2020 at 10:14 AM.
11-14-2020 at 10:14 AM.
Quote from Elpee :
Quick questions:
1. I currently have a normal Cap One (not 360) checking acc as secondary that opened for years. Am I eligible this one for a bonus? Still confused.
2. I every month send checks from the above checking acc to pay my bills. Once I open this 360 checking, will they send me checkbooks for free (as Bank of America does) or I have to order checkbooks?
Thanks for your prompt replies.
1. Yes
2. They do not automatically send you a checkbook. You can however order your first set of checks free under account services.
Reply

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Joined May 2006
L7: Teacher
> bubble2 3,016 Posts
414 Reputation
CreepyLilBeast
11-14-2020 at 10:16 AM.
11-14-2020 at 10:16 AM.
Quote from dyerk18 :
No. The rep said you don't even need to transfer initially as long as it's within 60 days
But if we need to get the bonus noted on the account, we have to do a transfer, right? Because that page is what has bonus code
Reply
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